FBL Financial Group Car Insurance Review [2020]

FBL Financial Group car insurance operates as a holding company for Farm Bureau and EquiTrust Life Insurance Company. FBL has an A financial stability rating from AM Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 28, 2021

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Company Details
Address: 5400 University Avenue
City: West Des Moines
State: IA
ZIP Code: 50266-5997
Phone Number: 515-225-5400
Year Founded: 2009
AM Best Rating: bbb+ (Good)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • FBL Financial Group has a good financial rating
  • It is important to understand the terms in your auto insurance policy so you’re not surprised after an accident
  • FBL Financial Group underwrites for Farm Bureau Insurance

This car insurance review examines FBL Financial Group, a holding company for Farm Bureau and EquiTrust Life Insurance Company, and a former subsidiary of Aon.

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Learning More About FBL Financial Car Insurance

FBL Financial Group is a company with diversified holdings. Car insurance is just one of the lines of coverage they offer.

The company’s A.M. Best rating is an A (excellent).  This is up from a B (good) because of past issues with stability and a run-off during 2006 and 2007. Several of the company’s holding were sold.

Many people purchase car insurance without checking the stability of the company. Then, when it comes time to file a car insurance claim problems occur. Too often customers purchase a policy without understanding what they are purchasing.

When you purchase car insurance, it is important to take your policy home and read it at least once to become familiar with the terms.

Too often, a person believes they are covered with a certain rider or deductible amount only to find after an accident occurs, that the terms are different. Customization of your car insurance gives you the assurance that you have a policy detailed to your exclusive needs.

Enter your ZIP code below to receive online car insurance quotes from both local and major carriers today!


  1. https://www.equitrust.com/
  2. https://www.fblfinancial.com/mobile/file.aspx?IID=103687&FID=26591201

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