First Guard Insurance Company Car Insurance Review [2020]

First Guard car insurance only sells commercial insurance to long-haul truckers. First Guard Insurance has an "A" financial strength rating from A.M. Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 28, 2021

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Company Details
Address: 200 Nokomis Ave S., 4th Floor
City: Venice
State: FL
ZIP Code: 34285
Phone Number: 800-995-4827
Year Founded: 1997
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • First Guard offers commercial auto insurance to truckers
  • They do not offer personal lines of auto insurance
  • First Guard has a strong financial rating

First Guard Insurance Company is a Detroit-based auto insurance provider that specializes in coverage for America’s on-the-road truckers.

The company was first established in 1937 as 1st Guard Corp. and offered a standard list of property and casualty products at the business level.

The sale of the company in 1965 was the catalyst for the refocusing of 1st Guard Corp., resulting in the general lines being dropped in favor of dealing exclusively with the trucking industry.

In 1991, the company’s owner sold 1st Guard Corp. to his son, who subsequently launched First Guard Insurance Company as a subsidiary.

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What First Guard Insurance Offers

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Through an aggressive sales and marketing campaign, First Guard Insurance now covers more than 15,000 vehicles.

First Guard specializes in underwriting expensive tractor-trailer policies in amounts up to $300,000. The company is also a direct writer for personal damage coverage, which is essential for owner-operators to carry.

A.M. Best, one of the nation’s foremost financial service ratings companies, gives First Guard Insurance Company a financial strength rating of “A.”

In addition, their comprehensive and easy-to-navigate website provides truckers with easy access to the company and their policies regardless of where they are.

With internet access and any laptop or mobile device, a truck driver can pay his bills, modify his account, or contact customer service quickly and easily.

At the same time, First Guard prides itself on great customer service, guaranteeing that customers who call will reach a human operator rather than an automated switchboard.

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