First Guard Insurance Company Car Insurance Review 
First Guard car insurance only sells commercial insurance to long-haul truckers. First Guard Insurance has an "A" financial strength rating from A.M. Best.
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UPDATED: Jan 28, 2021
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- First Guard offers commercial auto insurance to truckers
- They do not offer personal lines of auto insurance
- First Guard has a strong financial rating
The company was first established in 1937 as 1st Guard Corp. and offered a standard list of property and casualty products at the business level.
The sale of the company in 1965 was the catalyst for the refocusing of 1st Guard Corp., resulting in the general lines being dropped in favor of dealing exclusively with the trucking industry.
In 1991, the company’s owner sold 1st Guard Corp. to his son, who subsequently launched First Guard Insurance Company as a subsidiary.
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What First Guard Insurance Offers
Through an aggressive sales and marketing campaign, First Guard Insurance now covers more than 15,000 vehicles.
First Guard specializes in underwriting expensive tractor-trailer policies in amounts up to $300,000. The company is also a direct writer for personal damage coverage, which is essential for owner-operators to carry.
A.M. Best, one of the nation’s foremost financial service ratings companies, gives First Guard Insurance Company a financial strength rating of “A.”
In addition, their comprehensive and easy-to-navigate website provides truckers with easy access to the company and their policies regardless of where they are.
With internet access and any laptop or mobile device, a truck driver can pay his bills, modify his account, or contact customer service quickly and easily.
At the same time, First Guard prides itself on great customer service, guaranteeing that customers who call will reach a human operator rather than an automated switchboard.
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