Franklin Car Insurance Review [2020]

Franklin car insurance is a group of independent agents operating in NJ and PA. Franklin is part of the Mercer group, which has a strong financial rating from AM Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 28, 2021

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Company Details
Address: 104 13th Street
City: Franklin
State: PA
ZIP Code: 16323
Phone Number: 814-432-4523
Year Founded: 1920
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Franklin Insurance Agency is a group of independent agents
  • They offer services to residents of Pennsylvania and New Jersey
  • They are part of the Mercer Group

This review of Franklin car insurance will give you the information you need to decide if you should buy an auto insurance policy from them. Franklin Car Insurance is presently available only to residents of New Jersey and Pennsylvania.

The Franklin Insurance Agency was founded in 1997 and was acquired by the Mercer Insurance Group in 2001.

For about two decades now, Franklin has been known by its clients as an alternative insurance group that provides quality insurance coverage to a wide variety of vehicles, such as sedans, trucks, and minivans.

Read on to see the full Franklin car insurance review and then enter your zip code into the tool on this page to compare free car insurance rates online!

What Does Franklin Car Insurance Offer?

The aim of the Franklin Insurance Company is to provide the right insurance according to client specifications. Thus, it claims to offer car insurance quotes that are tailored to fit the types of vehicles and other preferences that potential clients have in mind.

Franklin offers four kinds of coverage.

  1. The company has medical insurance to provide coverage not only for drivers but also for other passengers of the insured vehicle.
  2. Next, it has liability protection for third-party injuries and property damages that may be incurred while the insured vehicle is in use.
  3. It has collision insurance to cover plan holders’ losses caused by collisions with other vehicles.
  4. Franklin offers comprehensive insurance for losses and damages caused by factors other than collisions.

Also, collectors who have special vehicles like antique, classic or high-performance cars can apply for special coverage from Franklin Insurance.

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What are the Pros of Getting Franklin Car Insurance?

The goal of Franklin Insurance is to offer tailor-made policies for its clients. This is one of the strongest features of this company.

You can be assured that whatever specifications you have, the insurance company’s agent will try his or her best to come up with a policy that is right for you.

The Mercer Group has a strong financial rating with A. M. Best.

Another advantage is that you can easily get quotes from this company online. Just visit the Franklin website, the Mercer Insurance Group website, or the car insurance comparison tool here and you can request a quote instantly and without hassles.

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What are the Cons of Franklin Insurance?

One of the things that make Franklin less attractive to clients is that the company is relatively new. Since it started out in the insurance business only in 1997, many people in Pennsylvania and New Jersey are not that familiar with this company.

Although it has been acquired by Mercer, which is a big insurance provider in the United States, Franklin Insurance still needs to gain exposure.

In fact, if you visit websites about auto insurance in New Jersey and Pennsylvania, you may see that this provider is not even included in the choices.

Since there are limited reviews about Franklin Insurance online, many people are hesitant to buy car insurance from this company.

In the end, if there is one thing that you need to understand when it comes to choosing which auto insurance is best, it all comes down to the availability of choices and quotes. You should not simply look at the premium rates, but the performance of the company as well.

Even if Franklin Insurance is merely a subsidiary of the Mercer Group, it has a reputation for good customer service and tailored policies for its clients.

Franklin Car Insurance Quotes

Still, before signing any insurance plan, it is a good idea to compare various car insurance policies from different providers in your state. Take into account the advantages and disadvantages of each policy so you will know what coverage you are going to get.

Enter your zip code into the tool on this page to compare free car insurance rates online now!

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