Garrison Insurance Agency Car Insurance Review [2020]

Garrison car insurance sells a variety of personal and business products to California residents only. Garrison Insurance has an "A" customer service rating from the BBB.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Dec 27, 2021

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Company Details
Address: 553 Telegraph Canyon Rd
City: Chula Vista
State: CA
ZIP Code: 91910
Phone Number: 619-591-0101
Year Founded: 1976
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Garrison Insurance Agency offers services to California residents
  • Their website is easy to use
  • They offer a variety of insurance coverage options

This car insurance review is in reference to Garrison Insurance Agency. Garrison is located in California. They are an independent insurance agency that has been in business since 1976.

They have a single office in San Diego County. This means that if you live outside of the San Diego County area, you will need to speak with an experienced agent by phone or on their website for California coverage.

Start by inputting your ZIP code at the top of the page and end up with several online car insurance rates now!

More of what Garrison Insurance Offers

Garrison Insurance Agency has a comprehensive website for you to use to get your free car insurance quotes. Their website is clean and easy to navigate. It also loads extremely fast on a standard high-speed internet connection. Since the majority of their business is received online, this is an important feature.

Garrison sells a wide variety of personal and business insurance products.

  • Auto
  • Home
  • Condo
  • Renters
  • RV
  • Life
  • Health
  • Pet insurance and more

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What You Need To Know Before Buying Auto Insurance From Garrison Insurance Agency

To buy a policy from Garrison Insurance Agency, you must first become a member. Once logged into your account, you can easily view and purchase various types of policies. However, you should know that they do not sell most homeowners’ insurance policies.

In order to receive quotes from them, you must provide certain details such as name, date of birth, driver’s license number, and vehicle make/model. After submitting these details, you can instantly see available rates based on the information you provided. For example, if you want to insure multiple vehicles at once you would enter each one individually. You would then select the type of policy you wish to purchase and move on to the next step.

You can choose between two different payment methods when buying a policy. The first option allows you to pay via credit card. The second option requires a check.

Does Garrison Offer Multi-Policy Discounts?

The difference between purchasing multiple policies through Garrison Insurance and buying multiple companies directly from an insurance company is that Garrison cannot offer you a multiple policy discount on your insurance plans if your insurance policies are written with different insurance carriers. For example, if your auto policy through Garrison is with one insurance provider, such as GEICO, but your homeowners policy is with Farmers Insurance, you would not qualify for a bundle discount for the additional policy. However, if both policies were written by Farmers Insurance or with GEICO a multi-policy discount could be possible.

As an independent insurance agency, their job is to find you the lowest price on your insurance products. This could mean that you will end up purchasing policies from multiple companies.

Typically, a multiple policy discount isn’t figured into their quote process.

Overall, Garrison is a company with no legal issues and few complaints. The Better Bussiness Bureau has given them an A+ rating. This demonstrates they are an excellent choice among car insurance companies for people living in California.

The people at Garrison are qualified to answer all of your insurance questions.

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