GoAuto Insurance Review [2020]

GoAuto car insurance is an independent agency in Louisiana. If agents aren't for you, use our free tool below to compare car insurance quotes online and save up to 20%.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 28, 2021

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It’s all about you. We want to help you make the right coverage choices.

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 533 Highlandia Drive Suite A
City: Baton Rouge
State: LA
ZIP Code: 70810
Phone Number: (225) 926-7000
Year Founded: 2009
Company Rating 0 (0 reviews)

Here's what you need to know...

  • GoAuto Insurance is an independent insurance agency offering service to Louisiana and surrounding states
  • Their agents do not receive a commission
  • They offer many discounts that you may be eligible for

GoAuto Insurance is set up in Louisiana with nearly 50 offices from which to choose. The company markets itself as a low-cost auto insurer.

Louisiana car insurance law requires each driver to carry $15,000 of liability for bodily injury to one person, $30,000 for all injuries in one occurrence and $25,000 for damage to another’s property.

You may see this represented as 15/30/25. This is a universal way of displaying state minimums in the insurance industry. You have the option however of obtaining additional coverage for your vehicle.

To get car insurance quotes from major carriers, enter your ZIP code here!

GoAuto Insurance Careers

If you want to represent GoAuto Insurance on the other side of the fence as an agent or in another capacity, this company may be able to use your experience. Unlike many other insurance companies, GoAuto agents do not receive a commission.

To sell car insurance, you must complete the requirements under the insurance commission in Louisiana. Once you become licensed, you can write policies under the company’s supervision.

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GoAuto Insurance Carriers

Insurance agencies have certain carriers with whom they do business. GoAuto Insurance does business with such majors as:

There are over 29 major companies to choose from who are licensed to do business in the state of Louisiana. Some of them specialize in high-risk drivers who have excessive violations, DUIs, or bad credit.

GoAuto Insurance has a special page for lien holders on their website as well. From the site, lien holders may be able to manage cancellations and renewals with more efficiency to keep abreast of drivers who have vehicles financed through their company.

If a car insurance claim is filed, the actual carrier processes it using their claims adjusters. They investigate the claim by gathering the facts, and then they forward the proper documents to company processors who establish a package for the underwriter who is the final decision-maker.

As a subscriber, you do have the right to appeal the decision if your carrier denies your claim.

You may have new evidence that was not presented the first time that could be a factor in rescinding the decision. Your case could ultimately be heard in court by a judge.

If there are bodily injuries, damages, and losses, the case may be heard in a court of law anyway.

GoAuto Car Insurance Discounts

GoAuto discounts are easy to take advantage of if you know what makes you eligible:

  • A policy written for a longer term will make you eligible for an instant discount
  • A twelve-month policy is cheaper is a six-month policy
  • You may be eligible for a discount if you insure multiple cars with GoAuto
  • You may also be eligible for a safe driver discount if you have gone years without incident
  • Some companies reduce your deductible for every year you go without incident with their company
  • If you belong to AAA or AARP, you may be eligible for a 10% discount on your GoAuto Insurance

Other organizations qualify for this discount as well. Your agent may ask you if you belong to any organization, but if they do not, it is up to you to ask.

GoAuto Car Insurance Reviews

According to some reviews, this carrier has the lowest rates of all the quotes they received. This follows through on their promise to offer low rates.

An insurance company’s ability to pay claims is important to people in Louisiana in light of Hurricane Katrina. Many cars were swept away or damaged by the ravishing floodwaters.

Many people took huge losses because insurance companies refused to pay their claims. They were given a plethora of reasons why their claim was invalid.

Get the lowest car insurance rate comparisons here by entering your ZIP code in the FREE search tool now!

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