GuideOne Car Insurance Review [2020]

GuideOne car insurance is over 60 years old and specializes in covering church workers and non-profit volunteers. AM Best gave GuideOne an A rating for excellent financial strength.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 28, 2021

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Company Details
Address: 1111 Ashworth Road West
City: Des Moines
State: IA
ZIP Code: 50265-3538
Phone Number: (877) 448-4331
Year Founded: 1947
AM Best Rating: A- (Excellent)
Company Rating 1 (1 review)

Here's what you need to know...

  • GuideOne offers several insurance packages for private institutions
  • They offer specialized auto insurance for church workers and volunteers and nonprofit volunteers
  • Their financial rating is excellent

This review reveals that GuideOne Insurance has over 60 years of experience in providing specialty insurance policies to niche markets.

Not only does GuideOne Insurance offer unique types of car, home, personal excess liability, renters, and condominium insurance, but they are also a leading insurer for churches, private schools and colleges, senior living communities, and home care providers.

In 1962, GuideOne Insurance became the first insurers to offer a multi-peril package insurance policy for churches.

Since then, GuideOne has become the leading church insurer in the United States and currently is responsible for over 49,000 church policyholders.

Compare car insurance rates of leading companies today by entering your ZIP code above now!

What GuideOne Offers

GuideOne offers churches many insurance policy options that include:

  • liability
  • employee benefits
  • worker’s compensation
  • commercial coverage
  • property coverage that covers everything from stained glass windows and equipment breakdown to the pastor’s personal property.

GuideOne Insurance currently offers personal car insurance in eighteen states. They offer three types of unique car insurance:

  • Responsible Choice – This policy is offered to individuals who pledge not to drink and drive. Responsible Choice also offers coverage for liability, income protection, medical, uninsured and underinsured drivers, collision, and physical damage caused by flood, hail, storms, fire, theft, and vandalism.
  • FaithGuard – This is an endorsement for persons driving for church activities. FaithGuard is a hybrid created from GuideOne Insurance’s expertise in personal and church insurance coverage.
  • MyCause Auto – This is an endorsement for volunteers and people supporting nonprofits.

These special types of coverage include waiving the deductible if the policyholder is in an accident going directly to or from any type of church or worship activity.

They also double medical limits for policyholders injured in an accident while transporting a non-family member to or from a church.

Besides the positives of the special policies designed for church and nonprofit workers, another positive of this company is their financial rating. A.M. Best has given them an A (excellent) rating.

To see how GuideOne Insurance rates compare to other car insurance quotes from providers in your area. Just use our free online tool today. Enter your ZIP code below to get started!

2 Comments

  1. ML April 17, 2013
  2. homepage May 19, 2016

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