Harco Car Insurance Review [2020]

Harco car insurance is not available because Harco only sells commercial truck insurance. Harco Insurance has an "A-" financial rating from A.M. Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 29, 2021

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Company Details
Address: 10777 Northwest Freeway, Suite 700
City: Houston
State: TX
ZIP Code: 77092-7313
Phone Number: 713-681-2500
Year Founded: 1969
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Harco offers insurance for owners and dealers of commercial trucks
  • They have an excellent financial rating
  • They do not provide lines of personal auto coverage

This review shows that Harco National Insurance Company was created in 1973 by a major truck manufacturer as a way to provide dependable physical damage insurance at more competitive prices for owners and dealers of large commercial trucks.

Over 40 years later, Harco Insurance has an A- (Excellent) rating from the United States’ leading insurance rating company, A.M. Best.

This long and prestigious history, along with the A.M. Best rating, is what makes Harco Insurance a top pick for in commercial coverage for truck lease and rental companies as well as franchised truck dealers.

Enter your ZIP code into the box above to compare rates of top companies in your area and nationwide!

What Harco Insurance Offers

In 2001, Harco Insurance was purchased by IAT Reinsurance Company Ltd.

This is a company that, through its assets of over $1 billion, supports Harco Insurance in continuing to provide transportation industry focused insurance products.

Harco Insurance offers many types of specialty insurance for franchised medium and heavy-duty truck dealers as well as rental agencies and franchised truck-leasing agencies.

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Standard policies include:

  • coverage of physical damage for owned vehicles
  • liability insurance
  • protection against types of crime such as depositor’s forgery and employee dishonesty
  • surety bonds
  • truck lease and rental insurance
  • property insurance
  • insurance for customers and vehicles while at the truck dealership

Harco Insurance not only offers insurance for the truck dealerships but also for the truckers themselves and owners of trucking fleets.

These policies include primary liability, physical damage, cargo insurance, general liability, and even non-trucking liability, which provide liability coverage even when the truck is not dispatched.

If you do not own a heavy-duty truck, you can still compare the rates of the nation’s top car insurance providers with FREE side-by-side car insurance quotes. Just go to the online tool below and enter your ZIP code to begin!

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