LM General Car Insurance Review [2020]

This LM General Car Insurance Review [2020] review will cover LM General Car Insurance Review [2020] ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 29, 2021

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Company Details
Address: 175 Berkeley Street
City: Boston
State: MA
ZIP Code: 02117
Phone Number: 732-946-5000
Year Founded: 1912
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • LM General is a subsidiary of Liberty Mutual
  • They offer many kinds of insurance coverage policies
  • They offer many optional car insurance coverage options, including new car replacement

The following LM General Car Insurance review finds that this company is backed by a larger and well-known entity and offers a variety of insurance policies.

LM General Insurance Company is a property and casualty subsidiary of Liberty Mutual.

LM General has an A financial rating from AM Best. As of 2008 year end, it had over $9 million in assets with a million dollars in cash flow.

Enter your zip code in rate box above and start comparing Liberty Mutual with other companies in your area!

Formerly Prudential General Insurance Company, it was incorporated in 1978 and is headquartered in Boston, Massachusetts.

LM General Policies Offered

As early as 1975, LM General Insurance Company was known as Monmouth Property and Casualty Insurance Company. It is currently authorized to sell the following insurance:

  • Accident and health
  • Aircraft
  • Animal
  • Automobile
  • Boiler and machinery
  • Burglary and theft
  • Collision
  • Common carrier liability

That’s just the start. They offer many other types of policies as well.

Since Liberty Mutual’s inception in 1912, Liberty Mutual has grown to provide various insurance products for personal needs as well as business.

Auto insurance through Liberty Mutual includes standard liability, medical payments, personal injury protection, uninsured/underinsured motorist protection, and collision and comprehensive.

In addition, you can purchase optional coverage for New Car Replacement provided the car is owned by you with no previous owners.

The car must be less than one year old and cannot have more than 15,000 miles on it at the time the insurance coverage is purchased.

With the New Car Replacement program, in the event your car is totaled in an accident, you will receive replacement value with no depreciation loss.

Other coverage available through LM General Car Insurance as a subsidiary of Liberty Mutual includes unlimited rental coverage, mechanical parts replacement, and car windshield repairs.

Although Liberty Mutual services are available nationwide, not all plans are available in every state.

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