LM General Car Insurance Review 
This LM General Car Insurance Review  review will cover LM General Car Insurance Review  ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
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UPDATED: Jan 29, 2021
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- LM General is a subsidiary of Liberty Mutual
- They offer many kinds of insurance coverage policies
- They offer many optional car insurance coverage options, including new car replacement
The following LM General Car Insurance review finds that this company is backed by a larger and well-known entity and offers a variety of insurance policies.
LM General Insurance Company is a property and casualty subsidiary of Liberty Mutual.
LM General has an A financial rating from AM Best. As of 2008 year end, it had over $9 million in assets with a million dollars in cash flow.
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Formerly Prudential General Insurance Company, it was incorporated in 1978 and is headquartered in Boston, Massachusetts.
LM General Policies Offered
As early as 1975, LM General Insurance Company was known as Monmouth Property and Casualty Insurance Company. It is currently authorized to sell the following insurance:
- Accident and health
- Boiler and machinery
- Burglary and theft
- Common carrier liability
That’s just the start. They offer many other types of policies as well.
Since Liberty Mutual’s inception in 1912, Liberty Mutual has grown to provide various insurance products for personal needs as well as business.
In addition, you can purchase optional coverage for New Car Replacement provided the car is owned by you with no previous owners.
The car must be less than one year old and cannot have more than 15,000 miles on it at the time the insurance coverage is purchased.
With the New Car Replacement program, in the event your car is totaled in an accident, you will receive replacement value with no depreciation loss.
Other coverage available through LM General Car Insurance as a subsidiary of Liberty Mutual includes unlimited rental coverage, mechanical parts replacement, and car windshield repairs.
Although Liberty Mutual services are available nationwide, not all plans are available in every state.
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