Fred Loya Car Insurance Review [2020]

This Fred Loya Car Insurance Review [2020] review will cover Fred Loya Car Insurance Review [2020] ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Oct 20, 2020

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Company Details
Address: 1800 N Lee Trevino Dr
City: El Paso
State: TX
ZIP Code: 79936
Phone Number: (800) 554-0595
Year Founded: 1974
Company Rating 0 (0 reviews)

Here's what you should know...

  • Loya Car Insurance is a Texas-based company that prides itself on Southern integrity and commnity
  • The company has 526 agencies throughout the United States
  • It is not accredited by the Better Business Bureau, so caution should be taken when considering their policies

An El Paso, Texas car insurance review uncovered a company that was incorporated 10 years ago, Fred Loya Insurance. The company specializes in property and casualty insurance underwriting, which encompasses car insurance.

The company offers free auto insurance quotes to potential customers.

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Learning More About Fred Loya Car Insurance

Fred Loya, founder of the Fred Loya Insurance Company, takes pride in offering old-fashioned integrity. What started out as a storefront business has flourished into a 526-agency strong company that operates in Texas, California, New Mexico, Colorado Georgia, Nevada, Indiana, Missouri, Alabama, and Arizona, with additional plans to expand.

In 2013, the company wrote over $500 million in premiums and insured over 600,000 drivers. The Better Business Burearu does not recognize the company.

Loya Car Insurance also stresses the importance of having partnerships in the community. This is why they have teamed up with stores like:

  • Fiesta Mart
  • Big 8 Food Source
  • Wal-Mart Super Stores
  • Cardena’s
  • Superior
  • Liborio Supermarkets

These stores are located in California, Texas, and New Mexico. The company is striving for Illinois chain stores as well. This is a family based business that is growing throughout America. Soon they may be a household name in many states.

Fred Loya believes in being part of the community, and exercises this belief by maintaining offices in chain grocers in the cities where they are licensed.

Although the company has a very large client base, it’s lack of accreditation makes it difficult to review. There are plenty of personal reviews written online that you can read for yourself here. Remember that it’s always best to choose an insurance provider that is accredited and can be backed up by a rating agency like J.D. Powers & Associates, A.M. Best and the Better Business Bureau, but independently owned and operated companies like Fred Loya Insurance aren’t scams by default either.

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  1. Byron June 25, 2012
  2. Sam April 17, 2013

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