Medicus Car Insurance Review [2022]

Medicus car insurance is a medical professional liability company. They do not sell personal car insurance. If you are searching for car insurance, use our free online tool to compare quotes.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 9, 2022

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Company Details
Address: 6034 W Courtyard Dr Suite 310
City: Austin
State: TX
ZIP Code: 78730
Phone Number: 844.466.7225
Year Founded: 2006
AM Best Rating: A- u (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Medicus Insurance Company is a medical professional liability company
  • NORCAL Mutual Insurance Company now owns Medicus as of 2011
  • Joining NORCAL has given Medicus Insurance an A rating from A.M. Best

Whenever you’re looking for particular services, it’s generally going to end up taking some time and careful planning on your part. That being said, sometimes finding cheap car insurance isn’t easy. This car insurance review is going to take an unusual turn because Medicus is not a car insurance company. Medicus Insurance Company is a medical professional liability company, which means they don’t practice writing car insurance policies.

According to its website, Medicus Insurance was established in 2006. In October of 2011, Medicus was taken over by the NORCAL Mutual Insurance Company. NORCAL owns liability insurance companies for medical professionals.

These liability insurance companies include:

  • NORCAL Mutual Insurance Company
  • FD Insurance Company
  • Medicus Insurance Company
  • NORCAL Specialty Insurance Company

Medicus also claims that they have more than 150 years direct experience in the medical professional liability market.

One could suppose the above comment means that their staff has the combined experience equating to 150 years. This also means that unfortunately, you won’t be able to become a client if you’re searching for an auto policy. However, there are still plenty of other options out there. However, it’s never a bad idea to learn more about other financial planning services, so read on if you’re interested.

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More About Medicus Insurance


Medicus is licensed to sell their insurance products in 27 states but only sell products in 19 of those states.

This is because they are waiting to incorporate the rules and regulations of those states into their company. In addition, they are waiting for regulatory approval for the rates that they wish to charge.

Medicus products are sold by independent agents, however, there are some states that there are no agents licensed to sell Medicus insurance. In this case, you can buy insurance directly through Medicus by contacting them via email or phone.

After it became part of NORCAL Mutual, Medicus received an A rating by A.M. Best. This doesn’t mean that Medicus isn’t financially sound, only that they never requested any customer satisfaction ratings and none of the rating companies sought them out prior to Medicus joining NORCAL.

Because Medicus doesn’t sell car insurance, you will not want to consider them when you are making your car insurance purchase.

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