National Lloyds Company Car Insurance Review [2020]

National Lloyds Insurance offers home, boat, and car insurance as well as special Write-Your Own flood coverage. A.M. Best gives National Lloyds Insurance an A rating.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 29, 2021

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Company Details
Address: 325 North St. Paul Street
City: Dallas
State: TX
ZIP Code: 75201
Phone Number: 800-749-6419
Year Founded: 1948
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • National Lloyds Company may be based in [tooltip text=”Tooltip Text”]Waco, TX but has expanded beyond the state of Texas
  • Several types of insurance, besides auto insurance, is offered by National Lloyds, particularly a WYO (Write Your Own) flood coverage
  • A.M. Best gave National Lloyds Company an “A” rating

The car insurance review you are about to read is for the National Lloyds Company based in Waco, Texas. This insurance company was first founded in the year 1948, and it has continued to thrive in the insurance industry thanks to its valued clients.

The company is currently in steady financial health, having over $164 million dollars in assets.

Another company name associated with National Lloyds is American Summit Insurance Co.

Why not start looking for a new policy right now? All you have to do is enter your ZIP code and start price comparing car insurance quotes!

What National Lloyds Offers


The company carries several different categories of car insurance coverage including:

The company also has a WYO (Write Your Own) flood coverage program.

National Lloyd’s has a phone number specifically to handle all insurance cases and claims. Though the company is based in Waco, Texas and has most of its clients there, it has actually been expanding outside of the state and offers more than just Texas coverage.

The company does offer some forms of auto insurance, though it is not a primary insurance product with National Lloyds Insurance. The company mostly works with auto policies through its commercial division. It currently has an Excellent rating (A) with the A.M. Best organization.

If you need help with local insurance policies for commercial vehicles or homeowners insurance, then contacting the National Lloyds Insurance Company may lead you to a better policy than what you have now.

All you have to do to get started is enter your ZIP code below and start comparing car insurance quotes for FREE!



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