NGM Car Insurance Review 
NGM car insurance is now part of the Main Street America Group and offers a complete line of car insurance products. A.M.Best gives NGM an "A+" for financial strength.
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UPDATED: Jan 28, 2021
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- NGM Insurance Company started out with offering several types of insurance in New Hampshire in 1923
- In 2005, NGM Insurance became a part of the Main Street America Group based in Jacksonville, FL
- NGM is now Main Street America’s largest and most productive group member; it shows through their “A+” rating from A.M. Best
NGM Insurance Company, originally known as National Grange Mutual Insurance Company, is the focus of this car insurance review.
The NGM Insurance Company was originally established in 1923 to provide New Hampshire coverage to members, as well as other affordable personal insurance products.
The company adopted its new name in 2005 when it was converted to a holding company business model. NGM Insurance Company is part of the Main Street America Group and is based in Jacksonville, Florida.
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What NGM Offers
NGM Insurance is Main Street America’s largest and most prolific group member, providing a modest list of consumer and business insurance products throughout most regions of the United States. Their personal insurance list covers:
Insurance products are offered through local agents around the country who can be located by doing a search on the company website.
A.M. Best gives NGM Insurance and its Main Street America parent a financial strength rating of “A+” excellent.
Between all companies in the group, including car insurance companies, they write insurance policies in 26 states, bonds in 44 states, and a combined total of more than $800 million in annual premiums.
At the close of 2010, the company listed assets of $1.78 billion, a capital of $5.25 million, and a policy surplus of $602 million.
NGM Insurance Company is worth looking into for car insurance if you live in one of the 26 states they cover. You may find more information about the company by contacting them directly or locating one of their licensed agents.
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