NGM Car Insurance Review [2020]

NGM car insurance is now part of the Main Street America Group and offers a complete line of car insurance products. A.M.Best gives NGM an "A+" for financial strength.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 28, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 4601 Touchton Road East Suite 3400
City: Jacksonville
State: Florida
ZIP Code: 32246-4486
Phone Number: 904-380-7282
Year Founded: 1923
AM Best Rating: A (Excellent)
Company Rating 1 (2 reviews)

Here's what you need to know...

  • NGM Insurance Company started out with offering several types of insurance in New Hampshire in 1923
  • In 2005, NGM Insurance became a part of the Main Street America Group based in Jacksonville, FL
  • NGM is now Main Street America’s largest and most productive group member; it shows through their “A+” rating from A.M. Best

NGM Insurance Company, originally known as National Grange Mutual Insurance Company, is the focus of this car insurance review.

The NGM Insurance Company was originally established in 1923 to provide New Hampshire coverage to members, as well as other affordable personal insurance products.

The company adopted its new name in 2005 when it was converted to a holding company business model. NGM Insurance Company is part of the Main Street America Group and is based in Jacksonville, Florida.

Enter your ZIP code now to see side-by-side FREE comparisons of online car insurance rates!

What NGM Offers

NGM Insurance is Main Street America’s largest and most prolific group member, providing a modest list of consumer and business insurance products throughout most regions of the United States. Their personal insurance list covers:

Insurance products are offered through local agents around the country who can be located by doing a search on the company website.

A.M. Best gives NGM Insurance and its Main Street America parent a financial strength rating of “A+” excellent.

Between all companies in the group, including car insurance companies, they write insurance policies in 26 states, bonds in 44 states, and a combined total of more than $800 million in annual premiums.

At the close of 2010, the company listed assets of $1.78 billion, a capital of $5.25 million, and a policy surplus of $602 million.

NGM Insurance Company is worth looking into for car insurance if you live in one of the 26 states they cover. You may find more information about the company by contacting them directly or locating one of their licensed agents.

See car insurance quotes from NGM and other similar companies by entering your ZIP code below!



  1. Tiffany January 15, 2015
  2. DCA June 1, 2017

Leave a Reply


Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption