North American Insurance Agency Car Insurance Review 
This North American Insurance Agency Car Insurance Review  review will cover North American Insurance Agency Car Insurance Review  ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
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UPDATED: Jan 28, 2021
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- North American Insurance Agency offers auto insurance in Louisiana
- Louisiana is a tort state, which means the driver at fault in an accident is responsible for all costs
- There are multiple auto insurance plans you can choose from to make sure you are fully covered
This car insurance review covers what Louisiana-based company North American Insurance Agency offers to its policyholders.
Just like most states, Louisiana establishes its own laws regarding car insurance and other forms of transportation.
Louisiana laws for car insurance consider private autos to be any four-wheel passenger vehicle that is not used for hire, public, and livery conveyance.
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What North American Car Insurance Offers
Car insurance is mandatory in the state of Louisiana.
It is also a tort state, meaning the driver at fault has the financial responsibility for damages and injuries.
The injured party has the responsibility of filing a claim for compensatory damages and medical expenses, as well as pain and suffering.
North American minimum coverage required by the state of Louisiana is:
- $10,000 for bodily injury of a single person
- $20,000 for multiple people injured in one occurrence
- $10,000 for damages in a single accident
- $30,000 for combined single limits
Other options are also available to those who need additional coverage.
If you do not carry collision insurance with North American, you may opt for uninsured motorist protection. This form of protection covers medical expenses, damages, or even lost wages you incur from the fault of an uninsured driver.
Your family will receive funeral cost in the case of accidental death.
Collision and comprehensive are also available in addition, or as an alternative. A collision may occur with a car or object, and it also covers you if you roll over in your vehicle.
Comprehensive is your protection against expenses involving vandalism, theft, and acts of nature.
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