North American Insurance Agency Car Insurance Review [2020]

This North American Insurance Agency Car Insurance Review [2020] review will cover North American Insurance Agency Car Insurance Review [2020] ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 28, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 2255 North Highway 190
City: Covington
State: LA
ZIP Code: 70433
Phone Number: (985) 871-5480
Year Founded: 1998
Company Rating 0 (0 reviews)

Here's what you need to know...

  • North American Insurance Agency offers auto insurance in Louisiana
  • Louisiana is a tort state, which means the driver at fault in an accident is responsible for all costs
  • There are multiple auto insurance plans you can choose from to make sure you are fully covered

This car insurance review covers what Louisiana-based company North American Insurance Agency offers to its policyholders.

Just like most states, Louisiana establishes its own laws regarding car insurance and other forms of transportation.

Louisiana laws for car insurance consider private autos to be any four-wheel passenger vehicle that is not used for hire, public, and livery conveyance.

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What North American Car Insurance Offers

Car insurance is mandatory in the state of Louisiana.

It is also a tort state, meaning the driver at fault has the financial responsibility for damages and injuries.

The injured party has the responsibility of filing a claim for compensatory damages and medical expenses, as well as pain and suffering.

North American minimum coverage required by the state of Louisiana is:

  • $10,000 for bodily injury of a single person
  • $20,000 for multiple people injured in one occurrence
  • $10,000 for damages in a single accident
  • $30,000 for combined single limits

Other options are also available to those who need additional coverage.

If you do not carry collision insurance with North American, you may opt for uninsured motorist protection. This form of protection covers medical expenses, damages, or even lost wages you incur from the fault of an uninsured driver.

Your family will receive funeral cost in the case of accidental death.

Collision and comprehensive are also available in addition, or as an alternative. A collision may occur with a car or object, and it also covers you if you roll over in your vehicle.

Comprehensive is your protection against expenses involving vandalism, theft, and acts of nature.

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