Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 4, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

If there is one auto insurance company that people in Washington are very familiar with, it is PEMCO Car Insurance. For several decades now, PEMCO Insurance Company has been providing car, life, boat, and home insurance policies to people in the state.

Although this provider decided to stay local and small, the services and products that PEMCO provides can be considered as world-class and top quality. Since the days of Robert J. Handy, a beloved journalist and math teacher who founded the company, PEMCO remained loyal to its mission of offering the residents of Washington reliable and low cost auto coverage.

Read through this review of PEMCO auto insurance and then start comparing car insurance rates online today!

Strengths of PEMCO Car Insurance

Flexibility is one of the strengths of PEMCO auto insurance. Agents of this local insurance company will get out of their way to help clients find auto coverage that can specifically meet their needs. If you have special preferences, you can try working out a special plan with the company’s agent handling your policy.

Affordability is another benefit that customers can get from PEMCO auto insurance. The company offers various discounts and rewards to clients to encourage them to drive safely all the time. Aside from the typical good student and safe driver discounts, PEMCO provides up to 5% discount for people who use their cars less than two days a week.

Also, as much as 20% will be shaved off the premiums if a client insures two or more cars with liability coverage. Lastly, up to 9% savings in auto insurance cost can be awarded if the client gets additional home coverage from the company.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Weaknesses of PEMCO Car Insurance

Although residents of Washington love PEMCO, some fear that the company does not really have enough financial strength to fund insurance claims. And since there are a number of big insurance providers that are trying to cut the lead of PEMCO in Washington, there is a big chance that the company will lose many of its clients.

Whether you are a new client or an old PEMCO Car Insurance policyholder, you should always try to shop around for better rates. Try comparing the offers of other companies with what PEMCO is providing you before you sign up or renew your car insurance policy.

Start comparing car insurance rates now!