Praetorian Car Insurance Review [2020]

Praetorian Car Insurance is no longer operating, but its parent company, Clarendon National, is still in business. Clarendon National owns four companies that offer property and casualty insurance.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

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Company Details
Address: One QBE Way
City: Sun Prairie
State: WI
ZIP Code: 53596
Phone Number: 800-362-5448
Year Founded: 1979
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

UPDATE: No information on this company is available after 2011.

Things to Remember...

  • Praetorian Insurance is no longer in business
  • Praetorian was part of Clarendon National
  • Clarendon was owned by Hanover Re


Praetorian Insurance is better known as Clarendon National, a large national insurer. As the parent company, this review is about Clarendon National.

Clarendon, in turn is owned by Hanover Re, one of the largest re-insurance organizations in the world. This means that they offer coverage to insurance companies.

Four different companies make up Clarendon, all of them offer property and casualty insurance.

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About Clarendon National

The four companies are:

Clarendon Select and Harbor Specialty are no longer accepting new applications. Value is a focus for all Clarendon companies so they work hard to be efficient, reduce costs and invest cash reserves effectively.

This philosophy reflects that Clarendon is in the process of completely changing their business model, and the entire group of companies continues to transition as a result of corporate changes.

With many organizations no longer accepting new business, Clarendon is managing their own insurance against claims.

Like hedging a bet on the market, a company that is not taking in new money takes care to stay profitable. The typical model is that new business income off-sets the cost of paying claims on older policies.

If you have insurance through a Clarendon company, there is not current bad press about claims being met and customer service continues to be a focus of the organization.

So get a few car insurance quotes, check out the reviews for Praetorian and other, and your best choice will emerge.

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