Protective Car Insurance Review [2020]

Protective car insurance was founded in 1906 and now operates in 14 states. Protective Insurance also offers property and casualty coverage.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Oct 10, 2020

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Company Details
Address: 111 Congressional Blvd., Suite 500
City: Carmel
State: IN
ZIP Code: 46032
Phone Number: (800) 626-8381
Year Founded: 1906
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Protective Insurance Company offers auto insurance policies in 14 states
  • You can insure your moped or scooter through the company
  • They also offer property & casualty insurance as well as life insurance

The property and casualty insurance branch of a Protective Car Insurance covered its first death claim in 1909.

Property Life Insurance company was established in 1906 and eventually added its property and casualty division as it grew.

To get car insurance rates now, enter your ZIP code in the FREE search tool above.

What Protective Insurance Offers

Protective Insurance Company builds its business on a value system that dates back to the beginning. Growth, quality, service, and integrity are the core values this company is based on.

Protective has offices in 14 cities in the US and Canada ready to serve your specific car insurance needs.

You can insure your moped or scooter through this company. Many car insurance companies are reluctant to cover mopeds or scooters, which operate on a different set of laws in each state.

Some states require riders to have a driver’s license before operating this motorcycle equivalent, while some states regard mopeds and scooters as bicycles.

Mopeds and scooters average 50cc and have two-brake horsepower. They may get up to 50 mph, and require E-class licenses in the state of Florida where they are classified as a motorcycle.

Riders must be 16 years of age in order to obtain a license, and you must wear a helmet. You are not required to wear one if you can prove you are insured.

Without regard to age, all riders must wear protective goggles for the eyes.

You can receive moped and car insurance quotes today, simply enter your ZIP code into the box at the bottom of this page!

References:

  1. https://www.protectiveinsurance.com/
  2. https://www.esurance.com/insurance/scooter
  3. https://www.americanmotorcyclist.com/Rights/State-Laws-Database
  4. https://www.flhsmv.gov/ddl/dlclass.html
  5. http://drivinglaws.aaa.com/tag/motorcycle-equipment/

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