Regent Car Insurance Review [2020]

If you’re looking for Regent vehicle insurance, Regent Car Insurance Company specializes in property & casualty insurance and has experience in the car insurance industry. Regent is a part of the QBE Insurance group, and Regent car insurance ratings are A (Excellent) with A.M. Best. Learn more in this review of Regent car insurance.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: One General Drive
City: Sun Prairie
State: Wisconsin
ZIP Code: 53596
Phone Number: 1-608-837-4440
Year Founded: 1886
AM Best Rating: A
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Regent Insurance has experience in the car insurance industry
  • Regent Insurance handles car insurance claims as well as other specialty claims
  • Agents of Regent Insurance are trained to assist you with your specific insurance needs

With decades of experience in the industry, Regent Insurance Company became part of the QBE Insurance Group in 2007. Although the parent company is Swiss, the insurers of the group fall under the General Casualty of Wisconsin umbrella.

How do I find the best auto insurance agent or company? Searching can be time-consuming. This review of Regent vehicle insurance will provide you with all the information you need. Regent Insurance specializes in property and casualty insurance and does not provide car insurance coverage at this time.

To start comparing cheap car insurance quotes from the best car insurance companies right now, just enter your ZIP code in the box above.

Regent Car Insurance Rates

While the price isn’t always the deciding factor when it comes to choosing a company (your car insurance history is also a big factor), it’s usually one of the most important.

You can look at the table below to get an idea of what you might pay for car insurance depending on how much coverage you decide to buy.

These are just pricing guidelines. Since Regent Insurance does not provide auto insurance policies, these rates do not apply to this particular company. Actual rates will depend on a variety of factors such as your age, driving history, and ZIP code. The table shows average annual rates based on coverage levels.

Average Annual Car Insurance Rates by Coverage Type
Types of Car Insurance CoverageAverage Annual
Car Insurance Rates
Comprehensive$150.36
Collision$299.73
Liability$516.39
Full$954.99
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You’re not obligated to accept any offer that is extended to you if you’re not comfortable with the terms.

You may be comfortable with the monthly premiums an insurance company offers, but the down payment may be too expensive. If that’s the case, ask your agent to check with another carrier.

What is Regent’s availability by state?

Regent Insurance provides insurance policies throughout the United States and Bermuda. Regent agents know that the laws in each state are different. Therefore, they’re trained to be well informed and familiar with the laws of the state they service.

You can visit the website of the National Association of Insurance Commissioners (NAIC) to take a look at car insurance laws by state.

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Regent Car Insurance Coverages Offered

One thing you’ll need to ask yourself before purchasing your car insurance policy is, “How much insurance coverage do I need?” If you’re financing your vehicle, your loan company may require you to carry full coverage insurance. Otherwise, you’ll need at least the minimum amount of liability insurance required by the auto insurance laws in your state of residence.

If you decide that you need more than the minimum coverage required by the state, there are several different options available to you as additional coverage. The table below shows some of the different types of policies and coverages available to you, along with what they’re for.

Types of Car Insurance Coverage
Car Insurance Coverage TypesPurpose of Coverage
Bodily injury liabilityPart of your liability coverage that pays for medical bills if you've injured someone else in an automobile accident
CollisionCovers damage to your car after an automobile accident
ComprehensiveCovers damage to your car that happens when you're not driving
Personal injury protectionCovers medical expenses for you or your passengers after an automobile accident
Property damage liabilityThe other part of liability coverage that covers the cost of any property damage you've caused in an automobile accident
Uninsured/underinsured motoristCovers the costs if you're in an automobile accident caused by a driver with little or no car insurance
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What are the different kinds of car insurance? You can also watch the video below to get a better understanding.

Always check with your insurance company to see what add-ons, endorsements, and riders are available to you and make sure to take into account price and need when adding these things to your insurance policy.

What are Regent’s bundling options?

Many car insurance providers offer different bundling options. Bundling your insurance refers to purchasing multiple policies from the same company. For example, you can purchase your car insurance policy as well as your life insurance from the same company if you choose. Most insurance companies offer a discount of anywhere from 5 to 25 percent to customers who bundle.

Check out the video below to learn about the pros and cons of bundling your insurance policies.

Many companies offer multi-car discounts, also. You can think of this as a way of bundling as well, but in this case, you’re buying car insurance for multiple vehicles. Car insurance companies offer up to a 25 percent multi-car discount on combined policies.

What are discounts offered by Regent?

Generally, your car insurance discount options depend on what each provider has to offer, but many discounts are standard throughout the industry.

The table below shows some of the most common car insurance discounts available, an estimate of how much money each can save you, as well as the major car insurance companies that offer the discount.

Common Car Insurance Discounts Offerd by Companies
Car Insurance Discounts AvailableSavings PercentagesCompanines Offering Discount
Defensive driving discount10%–15%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers
Good student discount5%–25%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual
Homeowner discount3%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers
Low mileage/Low usage discountUp to 20%State Farm, Allstate, Travelers, Nationwide, Progressive
Military and federal employee discount8%–15%Geico, Esurance, USAA
Safe driver discount10%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual
Senior/Mature driver discount5%–10%Geico, Allstate, Liberty Mutual
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As you can see, it’s always a good idea to check with your insurance provider to see what types of discounts you may qualify for, as they can save you a lot of money on your car insurance.

Ready to compare affordable auto insurance rates? Enter your ZIP code below to view car insurance quotes from top auto insurance companies.

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What programs are available from Regent?

Regent Insurance specializes in property and general casualty insurance. In 2007, Regent Insurance became part of the QBE Insurance Group. QBE general insurance offers the following types of policies:

  • Accident and Health
  • Aviation
  • Inland Marine
  • Professional Lines
  • Specialty Programs
  • Surety
  • Trade Credit
  • Transactional Liability

QBE auto insurance policies are not available at this time. Regent Health Insurance and Regent Renters Insurance can now be found through the QBE Insurance Company.

Keep reading to learn more about Regent Insurance, a subsidiary of General Casualty Company of Wisconsin.

Canceling Your Car Insurance Policy

What should you do if you need to cancel your policy? You can watch the video below to get an idea of what to expect should you need to cancel your car insurance policy.

Keep reading to learn more.

Is there a refund?

Whether you can get a refund on your policy depends on the type of policy and when you choose to cancel. If you choose to cancel a refundable policy in the middle of the policy cycle, you’ll receive roughly half of what you paid, assuming that you only paid for that cycle.

Since refund amounts may vary and depend on a variety of factors, you should always check with your insurance agent to see what factors apply to you.

How do you cancel?

You can cancel your policy at any time simply by contacting your insurance agent and letting them know that you’d like to cancel your policy. Your agent will let you know when the changes will take effect and whether you’re entitled to a refund of any policy premiums you’ve paid in.

When can I cancel?

You can cancel your policy at any time simply by contacting your insurance agent and letting them know that you’d like to cancel your policy. Once you’ve canceled your policy, any excess premiums you’ve already paid will be refunded to you promptly.

How to Make a Regent Car Insurance Claim

What is an insurance claim? They are requests for insurance companies to help pay for accident damages. What should you do if you need to file an insurance claim?  The Regent Insurance Company’s website does not provide instructions for filing Regent Insurance Company auto claims, as the company does not sell auto insurance coverage.

If you need to file an insurance claim with Regent Insurance you can do so by using any of these Regent Insurance contact details:

  • By calling your agent or broker
  • By calling Regent Insurance company claims phone number directly at 1-844-723-2524
  • All home, renters, and property insurance claims must be submitted through an online form on the company’s website

Watch the video below to get an idea of what you can expect during the claims process.

Keep reading to learn more.

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Regent: Car Insurance Ratings

What is the most reliable car insurance company? A good way to tell is to look at ratings. So who are the top rated insurance companies? Is Regent one of them? Regent and QBE Insurance have an A+ rating from Standard and Poors and an A (Excellent) rating from A.M. Best.

Regent Insurance company complaints seem to be at a minimum.

The Bottom Line

Feel free to use your Regent Insurance login to poke around their site if you have any more questions. Now that you know the Regent Insurance contact number and everything else you need to know about Regent auto insurance, we hope that you’ll feel more confident in purchasing your policy.

Which part of this guide was the most helpful for you? Now that you’ve finished this review of Regent car insurance, enter your ZIP code below and start comparing free car insurance quotes now.

Frequently Asked Questions: Regent Car Insurance

In this section, we answer some of the most commonly asked questions about Regent car insurance. Some of the answers may have been covered in part or in full in the guide above.

#1 – Does Regent Insurance offer SR-22 insurance?

If you’ve had more than your fair share of traffic citations, automobile accidents, and/or car insurance claims, you may be considered a high-risk driver. Normally, high-risk drivers are required to purchase SR-22 insurance, which isn’t available through all companies, so it may take some looking around to find coverage.

The filing fee to get SR-22 insurance is only $15–$35, but the increase in rates for SR-22 insurance when compared to rates for drivers without any driving violations on their records is steep.

Rate increases for driving violations that result in a driver being forced to carry SR-22 insurance can be as much as $541 a month.

#2 – What kinds of questions should I be prepared for when purchasing my car insurance policy?

When you apply for a car insurance policy, you’ll be asked a series of demographic questions such as your name, age, and sex. You’ll also be asked a variety of other questions aimed at assessing your risk as a driver.

Some of the things the insurance company will want to know about are your driving record, the type of vehicle you’re insuring, and whether you’ve had any tickets or accidents in the past.

Once this information is collected, the insurance company uses this data to assess your risk as a driver and determine your policy rates.

This is known as the underwriting process. By using this method of risk evaluation, car insurance companies can reduce their chances of losing money on issued policies. They’ll examine your risk factors and decide if they want to insure you, and if so, at what rate.

#3 – Are there benefits to using an agent to purchase car insurance?

While it’s possible to buy your car insurance policy directly from an insurance company instead of through an agent, there are some possible downsides to doing so.

First of all, if you choose to go with a local agent, you’ll get the advantage of more personalized service. This experience is just not possible when you purchase directly from a large company.

With a local agent, it’s possible that you may speak to the same person about your policy every time.

Many people believe that buying directly from the company can save them money by cutting out the figurative “middleman,” but this theory fails to take into account the large budget that these companies use for direct marketing.

This can even out the playing field when it comes to price, meaning that a local agent can often offer you the same prices you’d see when buying directly from a large insurance company.

#4 – How does adding drivers to my car insurance policy affect my rates?

Adding another driver to your car insurance policy means that your car will be spending more time on the road since a second person will be driving it.

That alone is enough to raise your rates, but adding someone else to your car insurance policy also means that your rates will be affected by that driver’s perceived risk as well.

For example, adding a teenager to your policy can raise your car insurance rates drastically since teenage drivers are inexperienced, and car insurance companies see them as high-risk.

There are restrictions as to who you can add to your car insurance policy. Most companies will only allow you to add people in the same household.

Always check with your car insurance provider to see who you can add to make sure that whoever is driving your vehicle is covered on the policy.

#5 – Why would my provider cancel my car insurance policy?

Your car insurance provider may cancel your policy if you do any of the following:

  • Get your driver’s license suspended or revoked
  • Lie during the application process
  • Fail to pay your car insurance premiums

Your car insurance company may also choose not to renew your policy if they determine you to be a high-risk driver.od insurance company?

Again, all companies have their pros and cons. Read our Safe Auto car insurance review to learn more.

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Average Monthly Car Insurance Rates by State