Selective Insurance Company of America Car Insurance Review [2020]

Selective car insurance is available through its subsidiaries in 22 states. Selective Insurance Company of America has an A+ financial rating from AM Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

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Company Details
Address: 40 Wantage Avenue
City: Branchville
State: NJ
ZIP Code: 07890
Phone Number: 973-948-3000
Year Founded: 1926
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Selective Insurance is affiliated with several Selective Auto Insurance Companies
  • Business owners are able to purchase several products from Selective Insurance
  • With Selective car insurance, you may qualify for discounts

This Selective Insurance Company of America car insurance review looks at the core group the insurer is affiliated with. It is affiliated with several Selective Auto Insurance Companies including New Jersey, New England, New York, South Carolina, and the Southeast.

They are also affiliated with Selective Way Insurance Company. A property and casualty holding company, Selective Insurance Group has an A+ rating with A.M. Best Company. With over 950 independent agents, Selective Insurance Company is available in 22 states.

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What Does Selective Insurance Provide?

Business owners are able to purchase several insurance products from Selective Insurance Company of America.

Through Selective, the following business products are available:

  • Business Owners Policy (BOP) – combination coverage
  • Business Income and Extra Expense – severe damage requiring temporary or permanent closings
  • Crime/Fidelity – stolen assets
  • Employment Practices Liability Insurance – employee-initiated lawsuits
  • General Liability – numerous types of accidents
  • Inland Marine – various property coverage
  • Property Insurance – building and its contents coverage
  • Surety Bonds – commercial obligations
  • Umbrella Liability Insurance – extra liability coverage
  • Workers Compensation – on-the-job injuries

Additionally, commercial auto insurance is available. Business owners can get liability insurance for their business cars or trucks, as well as total loss coverage.

For personal insurance, you can buy insurance to cover your auto, home, apartment, condominium, or rental property. Flood insurance and umbrella policies are also available through Selective Insurance Company of America.

With Selective car insurance, you can receive discounts if you have your homeowners insurance policy with them as well. Good student discounts are also available for young drivers.

You may qualify for additional savings by successfully completing a defensive driving course, paying your bill in a timely manner, and having certain safety and security features installed on your car.

The best way to save money on your car insurance is, of course, to shop around and compare prices from many companies.

Enter your zip for free car insurance rates now!

References:

  1. https://www.selective.com/who-we-are
  2. https://www3.ambest.com/ratings/entities/CompanyProfile.aspx?BL=0&ambnum=826&AltNum=694826&AltSrc=3
  3. https://www.selective.com/our-insurance/why-selective
  4. https://www.selective.com/our-insurance/for-individuals/auto

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