Spartan Car Insurance Review [2020]

Spartan car insurance is an agency in Texas that specializes in SR-22 insurance. AM Best gave Spartan a B++ financial stability rating.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Aug 27, 2020

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Company Details
Address: 4790 Beechnut Street
City: Houston
State: TX
ZIP Code: 77096
Phone Number: 713-661-4445
AM Best Rating: A- (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Spartan Insurance offers coverage options to Texas residents only
  • Spartan Insurance Agency has been doing business for nearly 40 years in Texas
  • They have a stable outlook financially


This car insurance review is regarding the Spartan Insurance Agency located in Pearland, TX. Spartan only offers car insurance and their other insurance products in the state of Texas.

The company was started to provide a low-cost auto insurance option for drivers and, according to the company, this continues to be their primary concern.

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More About Spartan Car Insurance

Spartan specializes in Texas SR-22 insurance.

SR-22 coverage isn’t really insurance, it’s a type of filing that some states require you to have when your license has been suspended for driving under the influence or for multiple driving without insurance offenses.

Most insurance companies offer SR-22 policies, but a company that specializes in SR-22 is usually more willing to insure high-risk drivers than a regular car insurance company.

Spartan has an A.M. Best financial rating of B++, which is a good rating.

Because Spartan has maintained themselves as a Texas only insurance company for the past 40 years, it is unlikely that they will have any unusual growth that will cause the company any undue issues.

It is hard to find much information on Spartan Insurance:

Overall, Spartan seems to be a rather non-descript company that does the job for their customers, which in the end is the most important element.

Before you choose Spartan, however, you should shop around for multiple quotes.

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