Texas General Car Insurance Review [2020]

Texas General car insurance offers bodily injury and property damage liability coverage. They currently have an "A" financial strength rating from A.M. Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 2, 2020

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Company Details
Address: 11030 Bissonnet St D
City: Houston
State: TX
ZIP Code: 77099
Phone Number: (281) 494-4990
Year Founded: 1948
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Texas General is a part of United Fire and Casualty
  • They offer several lines of coverage in the Midwestern and Southern states
  • They have a solid financial footing


The subject of this Texas General car insurance review is Texas General Indemnity Company which operates as a subsidiary of United Fire and Casualty Company.

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Learning More About Texas General

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Texas General Indemnity is a property and casualty company established in 1948 providing auto, home, and life insurance products in several Midwestern and Southwestern states.

Combined with its parent company and the other subsidiaries in the group, they provide personal and business insurance to customers in 13 states.

Texas General Indemnity offers its consumer insurance products through local and regional agencies.

The latest ratings from A.M. Best, issued in February 2011, gave the company a solid “A” rating in the financial strength and issuer credit categories.

As of late 2010 Texas General Indemnity reported total assets of $30.7 million, a policy surplus of $13.2 million, and working capital of $1.5 million.

Both Texas General and American Indemnity appeared to be on firm financial ground despite the fact that there are some questions regarding their ability to cover claims in case of a catastrophic event.

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