Texas General Car Insurance Review [2020]

Texas General car insurance offers bodily injury and property damage liability coverage. They currently have an "A" financial strength rating from A.M. Best.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 2, 2020

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Company Details
Address: 11030 Bissonnet St D
City: Houston
State: TX
ZIP Code: 77099
Phone Number: (281) 494-4990
Year Founded: 1948
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Texas General is a part of United Fire and Casualty
  • They offer several lines of coverage in the Midwestern and Southern states
  • They have a solid financial footing

The subject of this Texas General car insurance review is Texas General Indemnity Company which operates as a subsidiary of United Fire and Casualty Company.

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Learning More About Texas General


Texas General Indemnity is a property and casualty company established in 1948 providing auto, home, and life insurance products in several Midwestern and Southwestern states.

Combined with its parent company and the other subsidiaries in the group, they provide personal and business insurance to customers in 13 states.

Texas General Indemnity offers its consumer insurance products through local and regional agencies.

The latest ratings from A.M. Best, issued in February 2011, gave the company a solid “A” rating in the financial strength and issuer credit categories.

As of late 2010 Texas General Indemnity reported total assets of $30.7 million, a policy surplus of $13.2 million, and working capital of $1.5 million.

Both Texas General and American Indemnity appeared to be on firm financial ground despite the fact that there are some questions regarding their ability to cover claims in case of a catastrophic event.

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