Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 3, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Unitrin Direct offers car insurance to drivers in 25 states
  • Unitrin Direct was designed specifically for direct dealing with consumers
  • Unitrin Direct provides consumers with up to 20 percent savings on their auto insurance

Should you buy Unitrin Direct car insurance? Unitrin Direct was founded in 2000 and is a subsidiary of Unitrin, Inc.

The company is headquartered in Chicago, Illinois and Chattanooga, Tennessee.

Read through this Unitrin Direct review, and then be sure to use the free quote comparison tool to compare quotes from many top auto insurance companies.

Enter your zip code in for your free car insurance quote comparison!

Unitrin Direct Car Insurance Coverage

Unitrin offers all of the standard types of coverage that you would expect to find from a car insurer, including:

  • Bodily injury liability and property damage liability
  • Towing and labor
  • Comprehensive and collision coverage
  • Uninsured/underinsured motorists’ coverage
  • PIP and medical payments

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Unitrin Direct Pros and Cons

When choosing an auto insurance company, it’s important that you know the pros and cons of the situation so that you can make the best decision regarding your specific needs and insurance provisions.

Here is what you should know about Unitrin Direct.

The Good:

  • The company deals directly, which saves consumers money in most cases
  • They offer a variety of discounts for consumers
  • Unitrin has a solid reputation and is backed by their globally known parent company

The Bad:

  • Unitrin Direct only operates in 25 states
  • The company deals directly with consumers, meaning there is no independent agent access
  • The company does have solid financials but might be too commercialized for some drivers
  • The website doesn’t give adequate information about the products offered

What truly matters is that you take the time to check out all of the different options that you have and find the car insurance that works for you.

Unitrin Direct Car Insurance Quotes

Be sure that you compare your Unitrin Direct car insurance quotes online with quotes from many different insurance companies to find cheap car insurance.

Enter your zip to start now!

References:

  1. http://www.usacoverage.com/insurance-company-profiles/unitrin-direct-insurance-company.html
  2. http://www.referenceforbusiness.com/history2/75/Unitrin-Inc.html
  3. https://www.farmers.com/auto/coverage/
  4. https://www.esurance.com/info/car/bodily-injury-and-property-damage-coverage
  5. http://www.investopedia.com/terms/c/comprehensive-insurance.asp