Unitrin Direct Car Insurance Review [2020]

Unitrin Direct car insurance was founded in 2000 and currently operates in 25 states. Unitrin Direct offers combined discounts of up to 20% on policies.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 25, 2021

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Company Details
Address: 200 East Randolph Street Ste. 3300
City: Chicago
State: IL
ZIP Code: 60601
Phone Number: 312-661-4700
Year Founded: 2000
AM Best Rating: A- (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Unitrin Direct offers car insurance to drivers in 25 states
  • Unitrin Direct was designed specifically for direct dealing with consumers
  • Unitrin Direct provides consumers with up to 20 percent savings on their auto insurance

Should you buy Unitrin Direct car insurance? Unitrin Direct was founded in 2000 and is a subsidiary of Unitrin, Inc.

The company is headquartered in Chicago, Illinois and Chattanooga, Tennessee.

Read through this Unitrin Direct review, and then be sure to use the free quote comparison tool to compare quotes from many top auto insurance companies.

Enter your zip code in for your free car insurance quote comparison!

Unitrin Direct Car Insurance Coverage

Unitrin offers all of the standard types of coverage that you would expect to find from a car insurer, including:

  • Bodily injury liability and property damage liability
  • Towing and labor
  • Comprehensive and collision coverage
  • Uninsured/underinsured motorists’ coverage
  • PIP and medical payments

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Unitrin Direct Pros and Cons

When choosing an auto insurance company, it’s important that you know the pros and cons of the situation so that you can make the best decision regarding your specific needs and insurance provisions.

Here is what you should know about Unitrin Direct.

The Good:

  • The company deals directly, which saves consumers money in most cases
  • They offer a variety of discounts for consumers
  • Unitrin has a solid reputation and is backed by their globally known parent company

The Bad:

  • Unitrin Direct only operates in 25 states
  • The company deals directly with consumers, meaning there is no independent agent access
  • The company does have solid financials but might be too commercialized for some drivers
  • The website doesn’t give adequate information about the products offered

What truly matters is that you take the time to check out all of the different options that you have and find the car insurance that works for you.

Unitrin Direct Car Insurance Quotes

Be sure that you compare your Unitrin Direct car insurance quotes online with quotes from many different insurance companies to find cheap car insurance.

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  1. https://www.usacoverage.com/insurance-company-profiles/unitrin-direct-insurance-company.html
  2. https://www.referenceforbusiness.com/history2/75/Unitrin-Inc.html
  3. https://www.farmers.com/auto/coverage/
  4. https://www.esurance.com/info/car/bodily-injury-and-property-damage-coverage
  5. https://www.investopedia.com/terms/c/comprehensive-insurance.asp

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