Universal Car Insurance Review [2020]

Universal car insurance is an independent agency that operates in NC and GA. Universal Insurance holds monthly fundraisers for charity.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 27, 2020

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Company Details
Address: 770 Highland Oaks Drive
City: Winston-Salem
State: NC
ZIP Code: 27103
Phone Number: 336-771-0400
Year Founded: 1976
AM Best Rating: B++ (Good)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • The Universal Insurance Company offers personal and business insurance policies for North Carolina and Georgia
  • The Universal Insurance Company is an independent agency distributor
  • The Universal Insurance Company strives to provide personal service and the best rates possible for their policyholders

The Universal Insurance Company is a company based out of Winston-Salem, North Carolina.

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About Universal Insurance

The Universal Insurance Company and its more than 80 employees believe in giving back to the community.

Every month the Universal’s Employee Relations Committee chooses an organization and holds a fundraiser for that organization.

Some of the organizations that have been helped by the Universal Insurance Company are:

The types of coverage that the Universal Insurance Company offers include bodily injury liability, medical payments coverage, underinsured/uninsured motorist coverage, and rental reimbursement.

Bodily injury liability coverage pays for the injury or death of other people involved in a car accident that you are legally responsible for. This type of coverage also covers any legal defense costs.

While bodily injury liability covers the people involved in the accident, property damage liability coverage covers the other person’s car and any other property damaged.

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