USAgencies Car Insurance Review [2020]

USAgencies Direct car insurance sells car and property insurance in AL, IL, and LA. USAgencies earned a B- (Fair) financial rating from A.M. Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Aug 29, 2020

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Company Details
Address: 7711 Center Ave #200
City: Huntington Beach
State: CA
ZIP Code: 92647
Phone Number: 800-958-8545
Year Founded: 1995
Company Rating 0 (0 reviews)

Here's what you need to know...

  • USAgencies deals directly with the consumer
  • There are many different factors that influence your car insurance rates
  • The more risk-free you are as a driver, the better your rates will be

USAgencies began in 1995 in Louisiana and now has over 90 offices in Louisiana, Alabama, and Illinois.

As a direct insurance provider, USAgencies deals directly with the consumer, which allows them to offer lower rates.

Enter your ZIP now to compare FREE car insurance rates where you live!

Factors That Influence Rates

There are many different factors that influence your car insurance rates. Some of these factors are what kind of car you drive, where you drive (since cars in urban areas are at a greater risk of theft or vandalism), how much you drive, your age and marital status, your driving record, and your credit score.

Various types of car insurance coverage include:

  • Bodily injury liability
  • Property damage liability
  • Coverage for medical payments
  • Personal injury protection
  • Collision coverage
  • Comprehensive coverage in case your car is damaged
  • Uninsured motorist coverage
  • Under-insured motorist coverage.

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Different Types of Discounts

Car insurance companies also offer many types of discounts and credits that help you fit an adequate insurance policy into any budget.

You can obtain some of these discounts and credits for being a good driver or student, taking a defensive driving course, and having a car that has an anti-theft device or passive restraint — also known as airbags.

The more risk-free you are as a driver, the better your rates will be.

Use our online tool today to see how USAgencies compares to other top car insurance providers in the United States.

References:

  1. https://www.usagencies.com/about/
    -us/
  2. https://www.naic.org/documents/consumer_alert_understanding_auto.htm
  3. https://www.thebalance.com/how-to-get-a-good-driver-discount-527533

One Response

  1. Dewey September 20, 2015

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