Vesta Car Insurance Review [2020]

Vesta car insurance filed for bankruptcy and closed its doors in 2008. If you are searching for car insurance now, enter your ZIP in our free tool and compare online quotes.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 25, 2021

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Company Details
Address: 3760 River Run Drive
City: Birmingham
State: AL
ZIP Code: 35243
Phone Number: 205-970-7000
Year Founded: 1993
Company Rating 0 (0 reviews)

UPDATE: Vesta Insurance Group was liquidated in December, 2006.

Here's What You Need to Know...

  • Vesta Insurance Group, Inc. was an insurance company that provided both automobile and homeowners insurance products
  • Vesta Insurance Group, Inc. filed for bankruptcy in 2005 and closed for good just a few years later
  • Vesta only provided insurance products in two states, Florida and Texas

This won’t be much of a car insurance review because Vesta Insurance Group and its subsidiaries, Shelby Insurance and Texas Selects, are no longer in the insurance business.

While it isn’t clear exactly what date they closed their doors, it appears to be around the middle of 2008.

The company filed for Chapter 11 bankruptcy protection in 2005. The remainder of this review will look at the issues the company faced and the states where their car insurance products were offered.

It appears as if Vesta’s problems started in 2004 when they were sued by their stockholders for not publishing any annual reports or certified financial statements for the year.

This problem continued in 2005 and in 2006.

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What Vesta Provided


According to some older reviews, this was a company that only provided the most basic types of car insurance, which means that they probably only carried liability coverage.

The benefit of choosing a company like Vesta is that insurance costs tend to be lower with car insurance companies that only provide basic coverage.

Typically, these types of companies tend to be low-risk insurers, which means that they don’t insure teen drivers or people with poor driving records.

While choosing a company that offers basic insurance can be a great option in terms of affordability, it is clear that with Vesta being out of business that this is not an option for anyone!

You can find current and great car insurance quotes now by entering your ZIP code in the FREE search tool below!



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