Vigilant Car Insurance Review 
Vigilant car insurance is a NY-based subsidiary of the Chubb Group. Vigilant has a superior A++ financial stability rating from AM Best.
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UPDATED: Sep 27, 2020
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- Vigilant joins several other insurance companies under the Chubb Group of Insurance Companies brand
- Vigilant currently has a stable financial rating, and they have a long-term stable outlook as well
- Vigilant is a little more expensive than your traditional insurance because of the additional coverage benefits
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Learning More about Vigilant
Vigilant has a financial rating of A++ with AM Best, which is the highest rating that any car insurance company can achieve.
When you purchase insurance from Vigilant, you are accorded a slightly different type of coverage for your vehicle.
When you have an auto accident, your rental car isn’t based on a daily limit, you are provided with a vehicle that is the same make and model that you currently drive or better.
In addition, Vigilant offers a value settlement for your vehicle. What this means is that you agree to a value for your car with the company in advance of buying a policy.
If you have an accident that totals your vehicle, then you are paid that amount of money, not the depreciated value of your car.
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