Westfield Car Insurance Review [2020]

Westfield car insurance is now available in 19 states. Westfield has over 160 years of experience and an A financial rating from AM Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 26, 2020

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Company Details
Address: One Park Circle
City: Westfield Center
State: OH
ZIP Code: 44251-5001
Phone Number: 330-887-0101
Year Founded: 1848
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Westfield Insurance offers coverage products in 19 states
  • They offer personal as well as business lines of coverage
  • Many discounts are offered by Westfield


When you are looking at car insurance companies, consider choosing Westfield. Car insurance is simplified with the Westfield Westpac, combining your car insurance and your home insurance into one policy.

Westfield Insurance Company has a strong financial rating and offers its insurance products in 19 states. In addition to Westfield Car Insurance, they operate as the following:

  • American Select Insurance Company
  • Ohio Farmers Insurance Company
  • Old Guard Insurance Company
  • Westfield National Insurance Company

At Westfield, car insurance is not the only product available. The Westfield Insurance Company sells a complete line of personal and business insurance as well as a host of financial services.

Compare the Westfield car insurance quotes with others by entering your zip code now!

Westfield: Car Insurance and More

In addition to car insurance, Westfield Insurance sells the following:

They also offer the Coverage Detective, which is a questionnaire that helps you see if you have complete insurance coverage for all your needs.

For business owners, Westfield offers commercial insurance products to small and mid to large sized businesses. Industries serviced include hospitality, distributors, and manufacturers.

They offer surety bonds, risk control, and risk control assessment. Farmers are also not excluded from the Westfield insurance product line.

They offer farm insurance, commercial agribusiness, horse insurance, and vineyard and winery insurance.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Full Protection from Westfield: Car Insurance Coverage

Westfield Insurance Company offers full car insurance coverage for your cars, trucks, motorcycles, and recreational vehicles (RVs). If you have more than one of these types of vehicles, you can have it simply added on to your regular auto policy.

When it comes to the Westfield car insurance plan, you have several options. Liability is available for the minimum state requirements or for additional coverage to give you full financial protection.

You can add comprehensive and collision insurance to your liability policy as well so that you have complete coverage for your car.

If you are not sure if you need collision and comprehensive, consider the cost of replacing your car with or without the insurance.

If your car has any value, then adding this package to your car insurance policy is worth considering.

Westfield Car Insurance Endorsements

Having full coverage usually means carrying collision and comprehensive coverage in addition to liability coverage.

However, there are other endorsement options that you can add to your policy to give you even more protection:

  • Roadside assistance – a useful benefit that provides you with help 24 hours a day, seven days a week. Whether you are locked out of your car in front of your house or run out of gas miles from home, Westfield Roadside Assistance will dispatch a service professional to help you
  • Gap insurance   available for cars that are bought brand new or leased and is used to bridge the gap between your depreciated car’s value and what you actually owe if your car gets totaled

You can also save money and have a simplified payment plan by enrolling in the Westfield Westpac. Most insurance companies provide you with a discount for having multiple policies with the same provider.

However, Westfield Insurance takes that concept one step further by simplifying the billing process.

Instead of having separate bills sent to you at different times during the year, the Westfield Westpac combines your car and home insurance into one policy. By combining the insurance, you save even more money, up to 15 percent.

With the Westfield Westpac, you receive free replacement cost coverage whereas other insurance companies charge additional money for that benefit.

By combining your car insurance and your home insurance into one policy, you also have the added benefit of paying just one deductible if both your home and car suffer damages in the same claim.

If you are looking for an insurance company with over 160 years experience and an “A” rating from A.M. Best, then Westfield Insurance Company may be your new car insurance provider. With the Westpac plan, you can simplify your home and car insurance needs with Westfield.

Car insurance rates are available online now for free just by entering your zip code.

References:

  1. https://www.westfieldinsurance.com/personal/pg.jsp?page=auto_insurance
  2. https://www.westfieldinsurance.com/personal/pg.jsp?page=personal_insurance
  3. https://www.westfieldinsurance.com/root/pg.jsp?page=privacy
  4. https://www.cbsnews.com/news/what-you-need-to-know-about-umbrella-insurance/
  5. https://www.nytimes.com/2009/05/16/your-money/16wealth.html?_r=0
  6. https://www.iii.org/issue-update/compulsory-auto-uninsured-motorists
  7. https://www3.ambest.com/ratings/entities/CompanyProfile.aspx?AMBNum=2382&URatingId=1398982&ExtUser=&ExtMisc=

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