Dial Direct UK Car Insurance Review

Dial Direct car insurance coverage comes from a car insurance company through Dial Direct as a broker. In the UK Dial Direct car insurance comes with Keycare and Breakdown Assistance.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

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Here's what you need to know...

  • Dial Direct is an insurance broker located in the United Kingdom
  • The company works to find customers the best deals on car, van, motorcycle, and home insurance
  • Dial Direct offers Breakdown Assistance, Keycare, and Motor Legal Protection

If you live in the UK, you can find car insurance through Dial Direct. Car insurance is just one of the insurance products this company can help you obtain.

You can also get van insurance, motorcycle insurance, and home insurance.

Enter your ZIP code now to start comparing car insurance rates!

In 1995, Dial Direct Insurance Marketing Ltd. was founded. It proved to be successful and was acquired by the BGL Group in 2001.

Although Dial Direct is not an insurance company, they act as an insurance broker, working to find the right insurance policy for customers.

In addition to personal car insurance, Dial Direct car insurance is available for commercial vehicles. Along with finding low rates, they offer optional benefits that include breakdown assistance and legal protection.

Car Insurance Benefits

Car on the evacuator

For peace of mind, you can add Breakdown Assistance to your car insurance policy.

One benefit of Breakdown Assistance is that you can receive help whether you are home in your driveway or away on a deserted road.

Here are some other points you should know:

  • Breakdown Assistance includes roadside repairs whenever possible so that you can keep driving. Towing service is available within 10 miles of your home.
  • With Dial Direct car insurance, you also have the option of buying Keycare, which is available 24/7 to help you replace lost or stolen keys.
  • Dial Direct provides Motor Legal Protection (MLP). In the United Kingdom, you are legally allowed to pursue uninsured costs for damages resulting from an accident that is not your fault. Motor Legal Protection offers assistance with this task.

Coverage includes legal assistance to recover personal injury expenses for you and your passengers. It also helps you gain loss of income expenses for earnings, phone bills, and travel expenses that are related to the accident.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Car Insurance Discounts

As an insurance broker, it is the job of Dial Direct to find you the lowest priced insurance.

Since they have access to thousands of insurance companies, they can try to get you the lowest rate. Dial Direct makes a commission on whatever insurance product they sell.

In order to be able to sell insurance products successfully, Dial Direct must work with competitive pricing insurance companies and those that offer substantial discounts.

Discounts are one of the best ways to save money on car insurance. You can get a discount for having safety features on your car and for having security features on your car.

You can also save money on your insurance premium by placing multiple insurance policies with the same insurance carrier.

Since Dial Direct has home insurance in addition to car insurance, they may be able to help you save money on both of your policies.

As with most car insurance companies, safe drivers get rewarded by seeing a reduction in their premiums.

Insurance companies also like to reward drivers for never needing to submit a claim, since that saves the insurance company tons of money. Dial Direct can get its customers up to 75 percent off as a claims-free bonus.

Save Money on Car Insurance without Dial Direct

Anytime there is a middle man, you risk spending more money than if you do some of the work yourself.

When it comes to car insurance, you can shop around with different insurance companies and find the lowest rates yourself. However, it can be tedious and time-consuming work.

By shopping online, it takes a lot of the complicated work out of looking for car insurance.

Compare car insurance rates in the UK or the U.S. instantly by entering your zip code below!


  1. https://www.dialdirect.co.uk/
  2. https://www.bglgroup.co.uk/
  3. https://en.wikipedia.org/wiki/Roadside_assistance
  4. https://forums.moneysavingexpert.com/showthread.php?t=1047417
  5. https://www.consumerreports.org/cro/2012/04/guide-to-safety-features/index.htm

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