Dial Direct UK Car Insurance Review

Dial Direct car insurance coverage comes from a car insurance company through Dial Direct as a broker. In the UK Dial Direct car insurance comes with Keycare and Breakdown Assistance.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Dial Direct is an insurance broker located in the United Kingdom
  • The company works to find customers the best deals on car, van, motorcycle, and home insurance
  • Dial Direct offers Breakdown Assistance, Keycare, and Motor Legal Protection


If you live in the UK, you can find car insurance through Dial Direct. Car insurance is just one of the insurance products this company can help you obtain.

You can also get van insurance, motorcycle insurance, and home insurance.

Enter your ZIP code now to start comparing car insurance rates!

In 1995, Dial Direct Insurance Marketing Ltd. was founded. It proved to be successful and was acquired by the BGL Group in 2001.

Although Dial Direct is not an insurance company, they act as an insurance broker, working to find the right insurance policy for customers.

In addition to personal car insurance, Dial Direct car insurance is available for commercial vehicles. Along with finding low rates, they offer optional benefits that include breakdown assistance and legal protection.

Car Insurance Benefits

Car on the evacuator

For peace of mind, you can add Breakdown Assistance to your car insurance policy.

One benefit of Breakdown Assistance is that you can receive help whether you are home in your driveway or away on a deserted road.

Here are some other points you should know:

  • Breakdown Assistance includes roadside repairs whenever possible so that you can keep driving. Towing service is available within 10 miles of your home.
  • With Dial Direct car insurance, you also have the option of buying Keycare, which is available 24/7 to help you replace lost or stolen keys.
  • Dial Direct provides Motor Legal Protection (MLP). In the United Kingdom, you are legally allowed to pursue uninsured costs for damages resulting from an accident that is not your fault. Motor Legal Protection offers assistance with this task.

Coverage includes legal assistance to recover personal injury expenses for you and your passengers. It also helps you gain loss of income expenses for earnings, phone bills, and travel expenses that are related to the accident.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Car Insurance Discounts

As an insurance broker, it is the job of Dial Direct to find you the lowest priced insurance.

Since they have access to thousands of insurance companies, they can try to get you the lowest rate. Dial Direct makes a commission on whatever insurance product they sell.

In order to be able to sell insurance products successfully, Dial Direct must work with competitive pricing insurance companies and those that offer substantial discounts.

Discounts are one of the best ways to save money on car insurance. You can get a discount for having safety features on your car and for having security features on your car.

You can also save money on your insurance premium by placing multiple insurance policies with the same insurance carrier.

Since Dial Direct has home insurance in addition to car insurance, they may be able to help you save money on both of your policies.

As with most car insurance companies, safe drivers get rewarded by seeing a reduction in their premiums.

Insurance companies also like to reward drivers for never needing to submit a claim, since that saves the insurance company tons of money. Dial Direct can get its customers up to 75 percent off as a claims-free bonus.

Save Money on Car Insurance without Dial Direct

Anytime there is a middle man, you risk spending more money than if you do some of the work yourself.

When it comes to car insurance, you can shop around with different insurance companies and find the lowest rates yourself. However, it can be tedious and time-consuming work.

By shopping online, it takes a lot of the complicated work out of looking for car insurance.

Compare car insurance rates in the UK or the U.S. instantly by entering your zip code below!

References:

  1. https://www.dialdirect.co.uk/
  2. https://www.bglgroup.co.uk/
  3. https://en.wikipedia.org/wiki/Roadside_assistance
  4. https://forums.moneysavingexpert.com/showthread.php?t=1047417
  5. https://www.consumerreports.org/cro/2012/04/guide-to-safety-features/index.htm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State