Esurance vs Farmers: Who Comes Out On Top?

Compare car insurance rates for Esurance vs Farmers by using a comparison tool like the one below. J.D. Power rates Farmers higher than Esurance, but both companies offer similar car insurance coverage. To compare Esurance vs. Farmers car insurance quotes, enter your ZIP code below.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 26, 2021

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Here's what you need to know...

  • Both companies offer similar types of coverages
  • Farmers insurance has been around longer
  • Esurance focuses on online ease
  • Both companies have similar financial stability ratings

Does Esurance or Farmers have better car insurance? When comparing car insurance companies today, there are many elements you must consider to reach the conclusion of which is better, if there really is a better between the two.

It is possible to find two companies that are equally great in different ways.

Perhaps this is the situation when you compare Esurance with Farmers Insurance, two great companies with very different customer accommodations. There are also differences in the range of services offered and the tools provided online.

The age difference has allowed Farmers to develop many more comprehensive services; however that is not to discount the great advancements and innovation of Esurance Insurance.

Read through this full Farmers and Esurance comparison, read the Farmers car insurance review, read the Esurance car insurance review, and then be sure to enter your zip in on this page for a free car insurance quote comparison!

80 Years of Service Leading to Farmers’ Great Development


Beginning in 1928, Farmers Insurance Group of Companies is now the third largest insurer in the U.S. covering all 50 states, more than the 43 Esurance covers.

Now the parent of many subsidiaries, there are many companies that now offer Farmers’ comprehensive insurance products such as:

  • Foremost Insurance Company
  • Farmers New World Life Insurance Company
  • The Bristol West Insurance Group
  • The 21st Century Insurance and Financial Services Group

Farmers insurance company currently sponsors many community programs and projects, such as the March of Dimes and The Bronze Screen. There are many initiatives within the insurance company, supporting the growth and development of the community.

Farmers Insurance Group currently offers recreational, business, home, rental, life, and automobile insurance to the states that are covered.

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The Innovation and Expansion of Esurance

Having a “superior” rating with A.M. Best, Esurance Insurance is a company that offers extreme integrity that has been developed in the short time of its existence.

The Esurance Company initially established their insurance products in 1999, catching on the tidal wave of growth within the era.

Purchased by Allstate in 2011, Esurance is a publicly traded company, and has no subsidiaries, making it a much smaller company than Farmers.

There are fewer services provided by Esurance in terms of insurance coverage, as they are still expanding now offering the following types of insurance:

  • Home
  • Rental
  • Health
  • Life
  • Auto
  • Motorcycle

J.D. Power and Associates Recognition of Farmers and Esurance Insurance Companies

Thumbs Up

Farmers Group was recognized for two consecutive years for “HelpPoint Call Center Customer Satisfaction Excellence,” showing the effort that is put into the customer service within the Farmers Group Insurance Company.

In claims satisfaction, Farmers edged out Esurance according to J.D. Power and Associates.

Saving the environment one quote at a time, Esurance is providing the most convenient and paperless option available for its customers.

With high standards in customer satisfaction and quality, both Farmers and Esurance are highly rated insurance companies with excellent customer service satisfaction.

So… Farmers or Esurance?

Farmers Group has a long history while Esurance offers innovative initiation. Both offer comprehensive services to a large amount of the U.S.  Start comparing quotes from many different companies – enter your zip in for a free car insurance quote comparison now!

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