Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 18, 2020

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Here's what you need to know...

  • Military service members work long hours to ensure that the United States stays safe and free
  • Enlisted soldiers are usually those who join the military directly out of high school
  • Most insurance companies offer discounts to current and retired military members

Members of the military work hard to uphold the security of the United States. They spend the majority of their time working at bases both overseas and in the United States.

Almost all insurance companies offer exclusive discounts to current and retired military personnel.

No matter what occupation you have, you can compare car insurance rates from top companies now by entering your ZIP code in the FREE quote tool!

Table of Contents

The Enlisted Military Path

There are basically two paths when one enters the military: enlisted or officer. Individuals who enter straight out of high school enter as enlisted soldiers.

When anyone enlists in the military, he enters as an E1 (Private). However, he can work his way up to an E4 (Specialist or Corporal) during his enlistment period. Enlistment periods can vary from three to eight years in length.

At the end of his enlistment, the individual can decide if he wants to reenlist or move on to a new career.

The enlisted military path is good for individuals who aren’t sure what they want to do when they graduate high school and need some discipline in their lives.

The money earned during this four-year term can be applied toward college after being discharged. The GI Bill is a military program which provides individuals with money for college after enlistment.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Car Insurance Policies for Enlisted

Rates are regulated based on how someone in a particular occupation tends to drive including drivers in the military. For insurance purposes, the military is considered an occupation.

The insurance industry has set military rates at the higher end of the spectrum when compared to other occupations.

The main reason is because statistics show that individuals in the military tend to change policies frequently because they may be stationed in different states or even countries over a short time period.

However, some companies give discounts to those who are currently serving or are retired from a military career.

All you have to do to get this discount is to give proof of your service status by providing a pay stub, enlistment papers, a military ID, or for those who are retired, discharge papers.

If you are in the military and looking for a good deal on your car insurance policy, enter your ZIP code into our FREE quote tool today!