Mosaic Insurance Alliance LLC Review

Mosaic Insurance Alliance is a small company in WA that has an A financial rating from the BBB. Mosaic car insurance is available in 9 states and offers a variety of customizable coverages.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 15, 2020

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Here's what you need to know...

  • Mosaic is a small, independent insurance provider from Lynnwood, Washington
  • Mosaic is licensed in nine states
  • Policy bundling is available for homeowners and drivers who want to combine their coverage and save money

Local providers can be as good as big-name companies. When shopping for car insurance, it’s a good idea to look into various types of providers. Financial security and credibility should be at the forefront of your mind, but that doesn’t mean your only options are the top businesses in the insurance industry.

There are plenty of smaller independent insurance providers that can meet your car insurance needs and possibly save you money. We’ll showcase one in this review: Mosaic Insurance Alliance of Lynnwood, Washington.

If you want to compare car insurance quotes online, you can find providers near you using our site.

Just enter your zip code in one of the boxes, provide some details about what you’re looking for, and we’ll match you up with personalized rates from companies we think suit you best.

About Mosaic

Mosaic is a small, privately owned insurance provider in Washington. The company has been in operation for over 11 years according to the Better Business Bureau, where it currently has an A rating.

There are no customer reviews on the BBB site although there was unresolved complaint. Our research turned up the Mosaic Insurance Facebook page, which has 561 likes and an average rating of 4.8/5 stars. The owners and staff are featured on Trusted Choice, and Yelp holds five reviews, all five stars except for one.

All in all, there isn’t a lot of information available on Mosaic as they are a small company that operates predominately in Washington, despite being licensed to offer insurance in eight other states.

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Which states does Mosaic operate in?

Mosaic’s site says that they service ” Lynnwood, WA, Everett, WA, Snohomish, WA, Seattle, WA, Bellevue, WA, Bothell, WA, and surrounding areas.” However, it also says they are licensed in a total of nine states:

  • Arizona
  • Arkansas
  • California
  • Colorado
  • Idaho
  • Montana
  • Nevada
  • Oregan
  • Washington

There is one main office in Lynnwood, WA.

Car Insurance from Mosaic

Mosaic offers auto insurance as well as a variety of other insurance products ranging from homeowners policies to cannabis insurance in legalized states. Their auto insurance is listed as being available in Lynnwood and Seattle, so it’s unsure whether or not they will be able to insure drivers in other states.

You can request a quote directly on the site to speak to one of the Mosaic agents and get a personalized rate and ask questions about coverage eligibility in your state.

Car Insurance Coverage Options with Mosaic

Mosaic auto insurance is flexible and there are a lot of options to customize your coverage. Here’s the full list of car insurance products Mosaic offers:

  • Liability
  • Comprehensive
  • Collision
  • Ridesharing insurance
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • Rental Reimbursement
  • Personal Injury Protection
  • Medical Payments
  • 24-hour Customer Service
  • Mexican Auto Insurance

Policy Bundling

Many insurance companies offer clients the ability to earn a greater discount and save money by combining their home and auto insurance policies. Mosaic offers bonuses and discounts to people who want to bundle their car and home insurance through them.

3 Easy Steps to Get a Mosaic Car Insurance Quote

You can request a quote from the Mosaic site, which will take you to an application page that you’ll submit to be reviewed. An agent will contact you using the information you provided and offer you customized rates based off your unique needs.

#1 – Select the Type of Coverage You’re Inquiring About

#2 – Fill Out Your Personal Details for the Mosaic Agent

#3 – Wait for a Call from the Mosaic Agent

The process is easy enough to get a quote. However, for people who prefer a low-touch experience where they can do everything online, Mosaic may not be the right choice. If you appreciate the hands on experience, you’ll love the process of working with an agent.

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Compare Quotes Online and Save Money on Car Insurance

We can help you save money on your next policy. Read all about auto insurance discounts, explore our collection of company features and reviews, quote guides, and more.

Then, when you’re ready, enter your zip code below and we’ll send you free car insurance quotes for you to compare directly in order to find the best deal.

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