Positives of Choosing 21st Century Auto Insurance

21st Century car insurance benefits include roadside assistance, customizable coverage, specialty vehicle/boat coverage, and a large variety of car insurance discounts.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 30, 2021

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Here's what you need to know...

  • 21st Century offers many types of insurance coverage
  • Discounts are available from 21st Century
  • The company website has many informative articles


The benefits of choosing 21st Century car insurance have been evident to its policyholders for more than 80 years. As part of the Farmers Insurance Group, this business stands very close to the top of the personal lines food chain.

This company employs over 25,000 people and has over two million policyholders.

You can get information and car insurance quotes today by simply entering your ZIP code here!

21st Century is a Wilmington, Delaware-based company that was once owned by AIG. Most of the company’s business was in California until it expanded to offer coverage in 48 states and Washington, D.C.

Some states can only access 21st Century coverage online.

When you decide to choose a car insurance plan, it may be a good idea to research the company to some degree. Although you may be familiar with the name, it may not have the best record for paying claims or working with high-risk drivers.

It is also a good idea to read some of the reviews written by those who have had personal experience with the company.

What are the benefits of choosing a 21st Century car insurance plan?

The benefits of choosing a 21st Century car insurance plan will hinge on your insurance needs. If you have a family, this may be a good company to consider. If you have high-risk needs, 21st Century can help you acquire SR22 or FR44 insurance.

Another benefit to choosing 21st Century car insurance is the 24-hour roadside assistance and rental car option that the company offers as an inclusion.

You can rest assured that, if your teen breaks down on the road, help is only a short distance away. 21st Century can write an appropriate policy if you have any of the following:

  • a specialty vehicle
  • boat
  • motorcycle

If you have an idea what your needs are, you can get 21st Century coverage in minutes. However, if you need help making that determination, an agent will be happy to help you customize your coverage.

The benefits of customization are avoiding paying for unnecessary coverage and making the best of the discounts for which you qualify.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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What are the discounts offered by 21st Century?

There are many discounts associated with your 21st Century car insurance plan. You just have to answer a few questions with the agent. If your agent does not ask a question that you think may affect your eligibility for a discount, you can certainly bring it to their attention.

Some of the discounts associated with 21st Century car insurance plans are:

These are not the only discounts for which you might qualify. Students who make good grades qualify for discounts, for instance. Car insurance companies prefer drivers with clean records and good marks.

What are the benefits of getting an online quote?

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If you get an online quote, the benefits may include a discount. Although you can still call 21st Century to establish your policy, initiating your policy online may save you a few bucks. You can also register your account online so you can receive safety tips and company news.

This company’s website is chock full of driver’s education, from summer road trip tips to inclement weather driving.

For almost anything driver-related, 21st Century has a related article to which you can refer.

These educational articles also give you car insurance information so you can make the best choices regarding your plan.

In some states, this is the only way to connect with the company. If you have a claim, you can file it on the 21st Century website. You can also track your claim’s progress this way. This is the best way to manage your account, according to company representatives.

How do I start the 21st Century claims process?

If you are in an accident, whether you are already a 21st Century policyholder or not, you should determine the degree of any injuries first.

Then you are encouraged to dial 911 and get the other driver’s license plate number just in case they decide to leave the scene. You are advised to call your insurance company and the other driver’s insurance company, depending on your state.

Without admitting any guilt, you may want to inform them of your accident and exchange information with the other driver.

Once the police and ambulance are on the scene they will assist in determining the next move. If you are not hurt, some tow truck drivers will give you a ride home.

You, too, can get car insurance quotes in minutes by entering your ZIP code below here to start the process.

References:

  1. https://www.21st.com
  2. https://www.farmers.com/
  3. https://www.rmiia.org/auto/teens/Buying_Auto_Insurance.asp
  4. https://www.cbsnews.com/news/are-you-missing-out-on-car-insurance-discounts/
  5. https://www.consumerreports.org/cro/2012/04/guide-to-safety-features/index.htm
  6. http://money.usnews.com/money/personal-finance/articles/2013/12/17/7-steps-to-take-after-a-car-accident

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