Benefits of Selecting AAA Auto Insurance

AAA car insurance benefits include roadside assistance, a 24/7 claims hotline, flexible payments, and brokerage services. AAA car insurance benefits are available to those with an AAA membership.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 30, 2021

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Here's what you need to know...

  • AAA offers many benefits to its members
  • Coverage options vary depending on the AAA club you’re a member of
  • AAA has great customer reviews and has been in business for over 100 years

AAA is a membership organization for auto services. Members enjoy a vast array of benefits. Membership includes the following perks:

  • roadside assistance
  • automotive information and repair
  • and many other benefits

Members also have access to car insurance services through AAA. Because AAA is a well-known and respected organization, there are quite a few benefits to buying your car insurance from the company.

Enter your zip code above to compare car insurance rates from companies in your area today!

AAA stands for the American Automobile Association. Because it knows so much about cars, it makes sense to buy car insurance from AAA.

What does AAA offer for car insurance?

AAA is independent, which means it has a number of different companies and coverage options that it can choose from for your car insurance policy. Depending on your needs, an agent will find the best coverage for you.

As a member of AAA, you may receive special member discounts and pricing.

After deciding on coverage, you may be eligible for certain discounts to help you save even more money.

Every company has different discounts and qualifications, but you may enjoy discounts for the following:

If you are 55 years of age or older and take a driver improvement course, you may be eligible for a reduction in your premium rates, depending on which state you live. The online accident prevention course will assist you in becoming a safer driver.

If you are an AAA member, you will receive a 20 percent discount on the course.

Other things that you may be able to take advantage of include:

  • a claims hotline that is available 24/7
  • free windshield repair
  • flexible payment options
  • a guarantee on repairs that you have had done

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Does AAA offer other discounts for members?

Besides car insurance discounts, AAA offers other benefits and savings for members.

Depending on which state you live in, examples of benefits may include savings on entertainment and travel, dining, shopping, and lodging.

As an AAA member, you may also enjoy discounts on automotive prevention services and repair, household services, and health-related services.

What other automotive services does AAA offer?


All AAA members have the protection of 24-hour roadside assistance. This includes battery assistance, towing, lockout service, tire change, fuel delivery, and more.

Repair and maintenance services are also part of your membership.

You have a vast list of auto repair facilities that are AAA approved from which to choose. You also receive AAA battery service, extended warranties with the repair assurance plan, an auto manager that sends email reminders, and a diagnostic center.

AAA offers auto brokerage services. If you want to lease or buy a vehicle, let your AAA professional consultant know what you are looking for and he or she will find exactly what you want.

You can look for any model and make and your professional will negotiate a price for you.

As another benefit, you can trade in your current vehicle and financing is available.

What other services does AAA provide?

Being an AAA member comes with a number of benefits, besides saving money on car insurance. Here is a list of some of the benefits:

  • Travel Services – Through its travel agency, company representatives can help you make reservations for air travel, car travel, cruises, hotels, and destination activities.
  • Trip Planning – AAA can also help you plan trips, whether they are driving or air travel trips.
  • Route Mapping – If you are driving to your destination, AAA can put together a TripTik for you, which maps out the best route for your trip. AAA also provides camp books and tour books so you can plan your activities when you reach your destination.
  • Travel Reviews – AAA offers travel reviews and maps. It also offers travel insurance, as well as weather information, for your travels.
  • International Driving Permit – If you are traveling internationally, you can receive an international driving permit from AAA. You can also get passports and advice for things such as traveling with minors and travel advisories from the government.
  • Financial Services – AAA also offers financial services. Through Discover Bank, AAA has a program that offers member-only, exclusive rates. There is no minimum amount required to open an IRA, CD, or Money Market account. You also receive rates that are higher than the average of national banks.
  • Foreign Currency – AAA also helps provide you with either travel money or foreign currency for your international travel.

Traveling or not, you can compare car insurance rates for multiple companies just by entering your ZIP code on this page!



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