Auto Insurance Benefits from Amica

Amica car insurance benefits include a variety of discounts, flexible payment plans, and great online customer service. Amica car insurance has no agents, so customers benefit from lower rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 30, 2021

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Here's what you need to know...

  • Amica is the oldest mutual insurer in the US
  • They have received many awards for their service
  • They offer flexible payment options


Amica Insurance Company was started in 1907 and is now the oldest mutual insurer of cars in the country.

With years of experience in the car insurance industry, Amica delivers a number of benefits to its customers. We will explore these benefits as well as more information about the company.

To compare car insurance quotes for Amica or other insurance companies just fill in your ZIP code above.

There are multiple local and national car insurance companies from which to choose. Amica realizes you have a choice and does its best to serve you and bring you the best in insurance products and customer service.

What is Amica’s history?

Amica is currently based out of Lincoln, Rhode Island. It began in 1907 in Providence, Rhode Island as an automobile mutual company and eventually grew and began offering other types of insurance products.

Amica Insurance now has more than 40 offices across the United States.

The mission of Amica is to offer personal insurance and related services to improve its customers’ financial security.

The company strives to offer this protection at the lowest price possible that is consistent with good financial management.

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What awards has Amica received?

For more than 100 years, Amica has been focused on serving customers and does everything it needs to do in order to fulfill its customers’ needs with the following:

  • fairness
  • humanity
  • integrity

As a result, Amica has received multiple awards and recognition for its customer satisfaction.

J.D. Power and Associates has given Amica an award for being rated the highest among national car insurers for customer satisfaction. Amica has received this award for 12 years straight.

It also has received the award for being the highest among national homeowners insurers for customer satisfaction. It has been the recipient of this award for ten years in a row.

These awards were based on ratings by customers in regards to five main areas:

  1. day-to-day interactions
  2. pricing
  3. policy offerings
  4. claims
  5. payment & billing

You can find out more about these awards on J.D. Power’s website.

Amica Insurance has been named on the Ward’s 50 Top Performers list.

The Ward Group analyzes insurance companies and their financial performance and is a leader in the insurance industry for best practices services.

Amica Insurance was also voted as one of the greatest places to work in the state of Rhode Island. This was awarded by the Providence Business News, and Amica has received this recognition two years in a row now.

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What are some of the benefits of Amica?

Great customer service is obviously one of the benefits of choosing Amica. The company combines technology that is cutting edge with personal service.

Whether you contact a representative via email, mail, or telephone, you will have immediate and direct contact. The representatives from Amica are extremely friendly and keep you informed about the following:

  • your policy changes
  • your application
  • your claim
  • any other transaction

Amica does not have agents employed who sell its products, which equals more savings for you. Because there is no middleman to pay, the company passes the savings on to you so that you pay less in insurance premiums.

Another way that Amica keeps your costs down is by offering a variety of discounts. Many of the discounts are available for car insurance, although they do offer a discount if you insure multiple policies with Amica.

Another benefit of choosing Amica is that it has flexible payment plans.

There are several payment methods and options so that paying your bill is easy and convenient for you. You can also manage your bill payments online.

What other types of insurance does Amica offer?

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Car insurance is not the only insurance product that Amica offers so if you are looking for other insurance policies, Amica can help you out. The company offers homeowners insurance, which includes policies for renters and condos, in addition to homes.

Amica offers umbrella liability insurance. This type of insurance offers an extra layer of protection that covers you over and above what your home, marine, and auto insurances do.

Marine coverage is available if you own a boat. This comprehensive coverage covers everything from smaller watercraft to large yachts.

Annuities and life insurance plans are available from Amica. Amica’s life insurance is competitively priced and includes permanent and term insurance. There are also specialty and retirement products available for your needs.

There are many benefits to choosing Amica for your car insurance and other insurance needs.

To compare car insurance rates online right now, enter your ZIP code in the space provided below.

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