Benefits of Nationwide Car Insurance

Nationwide car insurance boasts an A+ grade from multiple rating institutions. The average rates for coverage are $287.50/mo, but safe driving can save you up to 35%.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 21, 2021

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Here's what you need to know...

  • Nationwide is owned by its policyholders which is one of the benefits of membership
  • The company has several affiliations and subsidiaries associated with its recent investments
  • With the company’s history, you can be certain it is paying its legitimate claims

The benefits of choosing Nationwide car insurance are many. Nationwide car insurance for many years was sponsored by Farm Bureau Mutual.

Currently, Nationwide car insurance operates on its own merits without the Farm Bureau Mutual attachment.

Nationwide has stable ratings of “A+” from A.M. Best and Standard and Poor’s, as well as Moody’s.

Car insurance quotes are available in minutes by simply entering your ZIP code to start the process.

Nationwide Car Insurance Plans

The benefits of choosing Nationwide car insurance plan options will depend on your needs. Every driver has their own set of policy needs. Your policy should be customized to meet those needs.

If you have a business, your Nationwide agent will help you establish your basic needs.

Then you will receive the assignment of a representative who can help you with risk management. This is especially helpful if you have a transportation business or contracting business.

Whatever the minimum state requirements are for you, your Nationwide representative will assist you in purchasing at least the bare minimum legally necessary.

Those with specialty vehicles may purchase additional coverage as needed. Nationwide can even help you with SR22s and FR44s.

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Programs That Nationwide Offers

Nationwide offers its policyholders several incentive programs, such as its Accident Forgiveness program, which avoids an increase in premiums after you have your first accident.

Some insurers are known to raise your rates as much as 30 percent after an accident.

Nationwide also offers its Vanishing Deductible program, which decreases your deductible every year that you avoid an accident.

The company has several other programs, such as its Nationwide AutoWatch to assure you and offer updated information when your car is in repair.

One of the things the company is most proud of is its Blue Ribbon Claim Service, and its Blue Ribbon repair, which is a list of facilities that are Nationwide preferred.

Benefits of Choosing Nationwide for Teens

Nationwide has several concessions for teens as well.

They recognize the ability of teen drivers to become smart drivers.

The company offers parental assurance with its SmartRide sessions that help teens handle such things as:

  • Distractions
  • Night driving
  • Driving at a safe distance
  • Peer pressure
  • Speed control

Discounts that Nationwide Offers

Most Nationwide policyholders enjoy affordable rates because of the discounts for which they qualify.

Nationwide has a whole list of discounts for which you may qualify.

Ask your Nationwide representative to help you determine what they are.

Some of them include:

  • Good student
  • Good driver
  • Defensive driver
  • Anti-theft device
  • Loyal policyholder
  • Multi-vehicle

The company website lists a few more possible discounts.

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Nationwide Car Insurance Online

The benefits of setting up an online account include the ability to manage your account online.

You can make your car insurance payment online, track a claim, or contact a representative.

Those who already have a Nationwide car insurance policy are best equipped to offer comments on the service this company provides.

Periodically, however, you should review your policy to make any changes that need to be made, such as a new marriage or new driver.

Get FREE online car insurance quotes today by simply entering your ZIP code here to start!



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