Progressive Car Insurance

Progressive car insurance has an A+ financial rating. It offers average rates of $336.29/mo along with multiple discounts and savings programs.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses...

Full Bio →

Reviewed byJoel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: Jun 12, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...
  • Progressive offers basic auto insurance coverage along with roadside assistance, rental reimbursement and custom parts coverage
  • They offer deductibles in increments of $250, $500, and $1000
  • They offer a Loyalty Rewards Program


If Flo captured your attention for one minute, you would know what car insurance coverage and deductible options Progressive offers.

In Progressive television commercials, Flo, who wears bright lipstick and the Progressive blue and white apron and scarf, shares coverage options with potential customers. The company has offered superior service since 1937, according to historical accounts.

The Progressive Group claims to be the first to offer online rate comparisons so that you can make a conscious decision regarding your car insurance.

They also claim to be the first to offer better rates to good drivers. This marketing strategy is an attractive incentive for car insurers and drivers alike.

Progressive also caters to non-standard customers who may not have the best driving record or credit record. It has built its reputation on helping those who have moving violations and credit issues afford coverage.

You can also view and manage your policy online!

You can compare online car insurance rates today by entering your ZIP code in the search tool provided to get started.

What are the car insurance options offered by Progressive?

Progressive offers coverage options required by your state. The most common options the company offers include:

  • Bodily Injury
  • Damage Liability
  • Comprehensive and Collision
  • Uninsured and Underinsured
  • Pet Injury

Progressive also offers medical and loan payoff options in addition to common inclusions. The company’s common inclusions are roadside assistance, rental reimbursement, and custom parts and equipment coverage.

These policy additions are available for an additional cost added to your premiums. Pet injury coverage is becoming increasingly popular among owners who know the high cost of vet fees, yet like to travel with their pets.

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

What are the car insurance deductibles offered by Progressive?

Progressive offers deductible options similar to those of most major carriers. A deductible is the part you pay for injuries and damages before the company pays your claim.

They are usually offered in increments of $250, $500, and $1000.

The average deductible acceptable to policyholders is between $250 and $500.

If you opt for a $500 deductible over a $250 deductible, your premiums will be cheaper over the term of your policy. You will get more for your money if you opt for a 12-month policy over a six- or nine-month policy.

There is no deductible for windshield repair or replacement with comprehensive coverage.

What are some of the car insurance programs offered by Progressive?

Progressive does have several program options that may interest you. The company’s Loyalty Rewards program acknowledges your tenure as a customer with rewards points that you start earning as soon as you become a Progressive policyholder.

You can check the status of your rewards by logging into your Progressive online account.

This insurer also offers the Name Your Price program that allows you to receive a quote and negotiate that quote to match your terms.

The company’s Snapshot program participation allows representatives to install a device in your car that will capture your good driving skills. Your participation entitles you to a discount.

Progressive even offers roadside assistance and the immediate response vehicles they send to you to jump-start the claims process.

Progressive does not advertise the vanishing or decreasing deductible, which is also a popular marketing incentive today. They do, however, have preferred repair shops for your repair needs.

What are some of the car insurance discounts offered by Progressive?

Discounts are plentiful at Progressive, and all you have to do is tell your agent you are an AARP or member of a professional organization to receive a group or affiliation discount.

Other discounts are earned for having a good student driver in the home or for signing up for your policy online.

Pay your premiums up front and you will receive an additional discount.

There are many other discount possibilities with Progressive, and your agent or customer service representative will help you take advantage of them if you ask. These same discounts are available if you purchase motorcycle or boat coverage.

As a matter of fact, if you combine your boat or motorcycle with your auto coverage, it makes you qualified for yet another discount.

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Where can I get additional online information about Progressive car insurance options?

The Progressive website offers additional information about its car insurance coverage and deductible options. It also offers a buyer’s guide for purchasing car insurance, plus tips on how to purchase the right amount of coverage.

Progressive encourages you to use the price tool to name your car insurance rate.

Compare online car insurance quotes today by entering your ZIP code here for starters!

References:

  1. http://www.progressive.com
  2. https://www.progressivecommercial.com/coverages/rental-reimbursement/
  3. https://www.progressive.com/auto/insurance-coverages/
  4. https://www.progressive.com/auto/insurance-deductibles/
  5. http://lifelanes.progressive.com/more-loyalty-rewards-for-you/
  6. http://www.progressive.com/auto/progressive-car-insurance/name-your-price.aspx

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption